# MyCardWallet. vs Split Pay

MyCardWallet. and Split Pay both sit at 4.8 stars, but that hides the real split: 73% of Split Pay's written reviews are positive against 30% of MyCardWallet.'s. MyCardWallet.'s advantage is ratings volume (96K vs 16K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MyCardWallet. against 4.9 for Split Pay. That said, the two scores are not equally well evidenced: MyCardWallet. has 96K ratings behind it against 16K, so its average is the more settled of the two. Written reviews are what separate them: 30% of MyCardWallet.'s written reviews are positive against 73% of Split Pay's.

MyCardWallet. ships an update every 3 weeks, Split Pay fortnightly. Both last shipped on September 25, 2026.

## The numbers

| Metric | MyCardWallet. | Split Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (96K ratings)](https://appshunter.io/ios/app/mycardwallet/id1230221247/reviews) | **[4.9 (16K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** |
| Number of ratings | **96K** | 16K |
| Positive reviews | 29.8% of reviews | **72.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Best chart rank | **#50** | #83 |
| Size | 51 MB | 70 MB |
| Requires iOS | 16.6 | 16.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Blackhawk Network](https://appshunter.io/developer/341043455) | [Visible Ideas](https://appshunter.io/developer/1685211689) |

## What reviewers say

### MyCardWallet.

[App page](https://appshunter.io/ios/app/mycardwallet/id1230221247)

**Currently charting:** #50 Top Free · Finance (US App Store)

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

**Highlights:** View card balance, Store cards securely, Add to digital wallet, Contactless in-store payments, Online payments, Access card details

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 💡 Practical for managing prepaid cards
- 👍 Worked perfectly for some users

**What reviewers complain about**

- 🐛 Frequent errors and glitches
- 🔒 Security and account issues
- 👎 Difficult to add cards, use app
- 💸 Charges fees for physical cards

**Reported bugs**

- App crashes on launch after updates
- Unable to retrieve or use card information
- Accounts randomly locked with no resolution

**Requested features**

- Option to delete used virtual cards
- Ability to manually add card numbers
- Better customer support and communication


### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #83 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


## Frequently asked questions

### Is MyCardWallet. free?

MyCardWallet. is free to download, with no in-app purchases.

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Which has better reviews, MyCardWallet. or Split Pay?

Split Pay is rated higher. MyCardWallet. averages 4.8 out of 5 from 96K ratings, while Split Pay averages 4.9 from 16K ratings.

### Do MyCardWallet. or Split Pay have ads?

Neither MyCardWallet. nor Split Pay shows ads.

### Which is updated more often, MyCardWallet. or Split Pay?

MyCardWallet. ships an update every 3 weeks, and Split Pay fortnightly. Most recently, MyCardWallet. was updated on September 25, 2026 and Split Pay on September 25, 2026.

### Which is more popular, MyCardWallet. or Split Pay?

MyCardWallet. currently peaks at #50 in the App Store charts, and Split Pay at #83. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*