# Lokal vs FinFlow

The clearest difference is in-app purchases: Lokal at none against FinFlow's 2. FinFlow's advantage is update cadence (daily vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. FinFlow sells 2 in-app purchases, starting at $3.99 per month. Lokal asks for nothing beyond the download.

Lokal ships an update monthly, FinFlow daily. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Lokal | FinFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (173 ratings)](https://appshunter.io/ios/app/lokal/id1230364817/reviews)** | — |
| Number of ratings | **173** | — |
| Positive reviews | 41.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 109 MB | 25 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [SYSTEMY LOYALNOSTI](https://appshunter.io/developer/1230364816) | [Dmytro Tikhtei](https://appshunter.io/developer/6784318002) |

## What reviewers say

### Lokal

[App page](https://appshunter.io/ios/app/lokal/id1230364817)

This loyalty program app allows users to earn and spend community currency, receive personalized offers, and stay updated on events within a network of establishments. It also facilitates ordering delivery, leaving reviews, and participating in challenges and charitable initiatives.

**Highlights:** Earn and spend community currency (бофони), Personalized offers and discounts, Event and news updates, Birthday benefits, Participate in challenges and earn badges, Order delivery, Leave reviews

**In-app purchases:** none


### FinFlow

[App page](https://appshunter.io/ios/app/finflow/id6792273125)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FinFlow Premium | $3.99 | per month |
| FinFlow Premium (year) | $34.99 | per year |


## Frequently asked questions

### Is Lokal free?

Lokal is free to download, with no in-app purchases.

### Is FinFlow free?

FinFlow is free to download, with in-app purchases available.

### Do Lokal or FinFlow have ads?

Neither Lokal nor FinFlow shows ads.

### Which is updated more often, Lokal or FinFlow?

Lokal ships an update monthly, and FinFlow daily. Most recently, Lokal was updated on October 26, 2026 and FinFlow on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*