# Daycoval vs Sicredi X

The clearest difference is ads: Sicredi X at none against Daycoval's shown. Sicredi X also leads on monetization model (free vs free with in-app purchases) and review sentiment (39% vs 25%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Daycoval against 4.9 for Sicredi X. That said, the two scores are not equally well evidenced: Sicredi X has 1.3K ratings behind it against 117, so its average is the more settled of the two. Written reviews are what separate them: 25% of Daycoval's written reviews are positive against 39% of Sicredi X's.

Daycoval ships an update weekly, Sicredi X fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Daycoval | Sicredi X |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (117 ratings)](https://appshunter.io/ios/app/daycoval/id1231632610/reviews) | **[4.9 (1.3K ratings)](https://appshunter.io/ios/app/sicredi-x/id1481471046/reviews)** |
| Number of ratings | 117 | **1.3K** |
| Positive reviews | 24.7% of reviews | **39.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 524 MB | 412 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | +4 | +4 |
| Developer | [Banco Daycoval](https://appshunter.io/developer/1160004219) | [Confederacao interestadual das cooperativas ligadas ao Sicredi](https://appshunter.io/developer/551795155) |

## What reviewers say

### Daycoval

[App page](https://appshunter.io/ios/app/daycoval/id1231632610)

Manage your finances with a practical and secure solution for opening and managing your account, cards, and investments. Enjoy an intuitive experience to control your personal and professional finances with features like Pix, bill payments, and private pension plans.

**Highlights:** Open and manage bank accounts, Invest in fixed and variable income, Manage private pension plans, Make Pix, DOC, and TED transfers, Pay bills with barcode reader, Request and manage credit cards, Business financial management tools

**In-app purchases:** none


### Sicredi X

[App page](https://appshunter.io/ios/app/sicredi-x/id1481471046)

Manage your finances with a cooperative financial institution. Open an account, make Pix transfers, access financial management tools, and get support through chat. Invest, pay bills, and recharge your phone easily.

**Highlights:** Open accounts and become a member, Make Pix and transfers, Financial manager for budgeting, Chat support with AI and specialists, Consult account and request cards, Invest in savings and funds, Mobile phone top-ups

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Daycoval free?

Daycoval is free to download, with no in-app purchases.

### Is Sicredi X free?

Sicredi X is free to download, with no in-app purchases.

### Which has better reviews, Daycoval or Sicredi X?

Sicredi X is rated higher. Daycoval averages 4.8 out of 5 from 117 ratings, while Sicredi X averages 4.9 from 1.3K ratings.

### Do Daycoval or Sicredi X have ads?

Daycoval shows ads; Sicredi X does not.

### Which is updated more often, Daycoval or Sicredi X?

Daycoval ships an update weekly, and Sicredi X fortnightly. Most recently, Daycoval was updated on November 6, 2026 and Sicredi X on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*