# Australian Retirement Trust vs HESTA

The clearest difference is review sentiment: HESTA at 45% against Australian Retirement Trust's 15%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Australian Retirement Trust ships an update every 6 weeks, HESTA monthly. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Australian Retirement Trust | HESTA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (47 ratings)](https://appshunter.io/ios/app/australian-retirement-trust/id1232128380/reviews)** | — |
| Number of ratings | **47** | — |
| Positive reviews | 15.3% of reviews | **45.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 77 MB | 55 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Australian Retirement Trust Pty Ltd](https://appshunter.io/developer/1232128379) | [HESTA](https://appshunter.io/developer/668945973) |

## What reviewers say

### Australian Retirement Trust

[App page](https://appshunter.io/ios/app/australian-retirement-trust/id1232128380)

Easily manage your superannuation, investment options, insurance, and personal details. This app allows you to check your balance, access exclusive rewards, and update beneficiaries and cover. It's designed for Super Savings account holders to take control of their retirement finances.

**Highlights:** Check superannuation balance, Access exclusive rewards, Update personal details, Manage insurance cover, View linked accounts, Set beneficiaries, Change investment options

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🔒 Security features like Face ID and Touch ID
- 📱 Quick balance checking capability
- 🔔 Employer contribution notifications
- 💳 Apple Wallet integration

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- 🔐 Persistent login issues and authentication failures
- ⏳ Extremely slow transaction loading
- 🔄 Constant forced logouts requiring re-authentication
- 🛠️ Excessive scheduled maintenance windows

**Reported bugs**

- App crashes on startup or after login
- Spinning loading circle that never completes
- Login loop preventing account access
- Transaction history fails to load or displays blank
- 'We need to restart' error message

**Requested features**

- Investment performance graphs and charts
- Real-time balance updates
- Display employer contributions on home screen
- Multi-account summary view
- Transaction filtering and search capabilities


### HESTA

[App page](https://appshunter.io/ios/app/hesta/id1663706652)

Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.

**Highlights:** View account balance, Track investment returns, Update contact details, View contributions, Access fund details, Make after-tax contributions, Download statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Australian Retirement Trust free?

Australian Retirement Trust is free to download, with no in-app purchases.

### Is HESTA free?

HESTA is free to download, with no in-app purchases.

### Do Australian Retirement Trust or HESTA have ads?

Neither Australian Retirement Trust nor HESTA shows ads.

### Which is updated more often, Australian Retirement Trust or HESTA?

Australian Retirement Trust ships an update every 6 weeks, and HESTA monthly. Most recently, Australian Retirement Trust was updated on September 25, 2026 and HESTA on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*