# Topper Safe vs Transact eAccounts

Topper Safe and Transact eAccounts both sit at 5.0 stars, but that hides the real split: 100% of Topper Safe's written reviews are positive against 40% of Transact eAccounts's. Topper Safe also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). Transact eAccounts's advantage is update cadence (monthly vs every 20 months) and ratings volume (55K vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topper Safe holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Topper Safe's written reviews are positive against 40% of Transact eAccounts's.

Topper Safe ships an update every 20 months, Transact eAccounts monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Topper Safe | Transact eAccounts |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/topper-safe/id1232269730/reviews)** | [4.8 (55K ratings)](https://appshunter.io/ios/app/transact-eaccounts/id1493974212/reviews) |
| Number of ratings | 4 | **55K** |
| Positive reviews | **100.0% of reviews** | 39.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Monthly** |
| Monetization | Free | Free |
| Best chart rank | — | **#148** |
| Size | 22 MB | 27 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [St. Edwards University](https://appshunter.io/developer/577562264) | [Transact Campus, LLC](https://appshunter.io/developer/1478447789) |

## What reviewers say

### Topper Safe

[App page](https://appshunter.io/ios/app/topper-safe/id1232269730)

This official university safety app provides instant alerts and direct access to campus safety resources. It allows users to quickly contact campus safety staff for help during emergencies and access all essential safety information in one place.

**Highlights:** Safety notifications, Instant emergency alerts, Direct contact with campus safety, Centralized safety resources, Official university app

**Features:** macOS Compatibility

**In-app purchases:** none


### Transact eAccounts

[App page](https://appshunter.io/ios/app/transact-eaccounts/id1493974212)

**Currently charting:** #148 Top Free · Education (US App Store)

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

**Highlights:** View account balances, Track recent transactions, Add money to accounts, Digital ID in Apple Wallet, Report lost/found cards, Multi-factor authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful

**What reviewers complain about**

- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy

**Reported bugs**

- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school

**Requested features**

- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration


## Frequently asked questions

### Is Topper Safe free?

Topper Safe is free to download, with no in-app purchases.

### Is Transact eAccounts free?

Transact eAccounts is free to download, with no in-app purchases.

### Which has better reviews, Topper Safe or Transact eAccounts?

Topper Safe is rated higher. Topper Safe averages 5.0 out of 5 from 4 ratings, while Transact eAccounts averages 4.8 from 55K ratings.

### Do Topper Safe or Transact eAccounts have ads?

Neither Topper Safe nor Transact eAccounts shows ads.

### Which is updated more often, Topper Safe or Transact eAccounts?

Topper Safe ships an update every 20 months, and Transact eAccounts monthly. Most recently, Topper Safe was updated on November 2, 2026 and Transact eAccounts on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*