# Paxum vs PAYOUT banking

The clearest difference is iOS requirement: PAYOUT banking at 13.0 against Paxum's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paxum ships an update monthly, PAYOUT banking every 6 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Paxum | PAYOUT banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.5 (70 ratings)](https://appshunter.io/ios/app/paxum/id1232579674/reviews)** | — |
| Number of ratings | **70** | — |
| Positive reviews | 12.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 70 MB | 15 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Paxum Bank Limited](https://appshunter.io/developer/1340453595) | [Payout s.r.o.](https://appshunter.io/developer/1538458055) |

## What reviewers say

### Paxum

[App page](https://appshunter.io/ios/app/paxum/id1232579674)

Manage your global payment account securely and efficiently on your smartphone. Send, receive, withdraw, transfer, and convert funds with instant notifications and real-time balance updates.

**Highlights:** Send money, Receive instant notifications, Withdraw funds, Transfer funds, Convert funds, View transactions, Real-time balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy to use
- 🚀 Fast transactions
- 🤝 Reliable service
- 🌐 Supports multiple currencies

**What reviewers complain about**

- 🤖 Poor customer support
- 🤔 Confusing verification process
- 💰 High fees and commissions
- 🔒 Security and account closure issues
- 🚫 Restricted withdrawal options

**Reported bugs**

- App crashes and freezes
- Login and account access problems
- Delayed or failed transactions
- Incorrect account balances

**Requested features**

- Improved verification process
- More withdrawal options
- Lower fees and commissions
- Better customer support
- Multi-language support


### PAYOUT banking

[App page](https://appshunter.io/ios/app/payout-banking/id1538458053)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paxum free?

Paxum is free to download, with no in-app purchases.

### Is PAYOUT banking free?

PAYOUT banking is free to download, with no in-app purchases.

### Do Paxum or PAYOUT banking have ads?

Neither Paxum nor PAYOUT banking shows ads.

### Which is updated more often, Paxum or PAYOUT banking?

Paxum ships an update monthly, and PAYOUT banking every 6 weeks. Most recently, Paxum was updated on November 2, 2026 and PAYOUT banking on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*