# Paxum vs Financy Pal

The clearest difference is in-app purchases: Paxum at none against Financy Pal's 2. Paxum also leads on update cadence (monthly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Financy Pal sells 2 in-app purchases, starting at $4.99 per month. Paxum asks for nothing beyond the download.

Paxum ships an update monthly, Financy Pal every 3 months. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Paxum | Financy Pal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.5 (70 ratings)](https://appshunter.io/ios/app/paxum/id1232579674/reviews)** | — |
| Number of ratings | **70** | — |
| Positive reviews | 12.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | — |
| Size | 70 MB | 63 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Paxum Bank Limited](https://appshunter.io/developer/1340453595) | [Edgar Leiva](https://appshunter.io/developer/1818026949) |

## What reviewers say

### Paxum

[App page](https://appshunter.io/ios/app/paxum/id1232579674)

Manage your global payment account securely and efficiently on your smartphone. Send, receive, withdraw, transfer, and convert funds with instant notifications and real-time balance updates.

**Highlights:** Send money, Receive instant notifications, Withdraw funds, Transfer funds, Convert funds, View transactions, Real-time balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy to use
- 🚀 Fast transactions
- 🤝 Reliable service
- 🌐 Supports multiple currencies

**What reviewers complain about**

- 🤖 Poor customer support
- 🤔 Confusing verification process
- 💰 High fees and commissions
- 🔒 Security and account closure issues
- 🚫 Restricted withdrawal options

**Reported bugs**

- App crashes and freezes
- Login and account access problems
- Delayed or failed transactions
- Incorrect account balances

**Requested features**

- Improved verification process
- More withdrawal options
- Lower fees and commissions
- Better customer support
- Multi-language support


### Financy Pal

[App page](https://appshunter.io/ios/app/financy-pal/id6762232583)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Financy Plus | $4.99 | per month |
| Financy Plus (Annual) | $29.99 | per year |


## Frequently asked questions

### Is Paxum free?

Paxum is free to download, with no in-app purchases.

### Is Financy Pal free?

Financy Pal is free to download, with in-app purchases available.

### Do Paxum or Financy Pal have ads?

Neither Paxum nor Financy Pal shows ads.

### Which is updated more often, Paxum or Financy Pal?

Paxum ships an update monthly, and Financy Pal every 3 months. Most recently, Paxum was updated on November 2, 2026 and Financy Pal on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*