# 记账·海豚记账本：日常装修旅行记账工具 vs 招商跨境理财通

The clearest difference is in-app purchases: 招商跨境理财通 at none against 记账·海豚记账本：日常装修旅行记账工具's 9. 招商跨境理财通 also leads on ads (none vs shown). 记账·海豚记账本：日常装修旅行记账工具's advantage is update cadence (weekly vs monthly) and iOS requirement (12.0 vs 14.0). On price and device support there is nothing between them.

Both are free to download. 记账·海豚记账本：日常装修旅行记账工具 sells 9 in-app purchases, starting at $2.49 per month. 招商跨境理财通 asks for nothing beyond the download.

记账·海豚记账本：日常装修旅行记账工具 ships an update weekly, 招商跨境理财通 monthly. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 记账·海豚记账本：日常装修旅行记账工具 | 招商跨境理财通 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (116 ratings)](https://appshunter.io/ios/app/id1232616736/reviews)** | — |
| Number of ratings | **116** | — |
| Positive reviews | 83.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Size | 74 MB | 58 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [北京畅娱科技有限公司](https://appshunter.io/developer/1232616735) | [CMS(HK)](https://appshunter.io/developer/1175304138) |

## What reviewers say

### 记账·海豚记账本：日常装修旅行记账工具

[App page](https://appshunter.io/ios/app/id1232616736)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续月VIP(1个月) | $2.49 | per month |
| 连续季度VIP(3个月) | $6.49 | per 3 months |
| 连续年度VIP(12个月) | $24.49 | per year |
| 1个月VIP | $0.99 | one-time |
| 海豚记账本1个月VIP会员 | $2.99 | one-time |
| 6个月VIP | $6.99 | one-time |
| 海豚记账本 3个月VIP会员 | $6.99 | one-time |
| 1年VIP | $12.99 | one-time |
| 海豚记账本12个月VIP会员 | $26.99 | one-time |

**What reviewers like**

- 👍 Simple and clean UI
- 👍 Easy to use and understand
- 👍 Good for daily expense tracking
- 👍 Supports multiple accounts/ledgers
- 👍 Useful for family/shared budgeting

**What reviewers complain about**

- 🐛 Frequent crashes on iOS 16
- 🐛 Ads in free version are intrusive
- 🐛 Missing advanced features in free version
- 🐛 Data loss issues reported
- 🐛 Difficulty with phone number registration

**Reported bugs**

- App crashes immediately when trying to record receipts after updating to iOS 16
- Data loss after software update, missing the first digit of recorded amounts
- Email bill import results in a blank page
- App crashes frequently
- Cannot modify transaction time

**Requested features**

- Monthly fixed expense recurring function
- Support for multiple languages (e.g., Traditional Chinese, English)
- Currency settings and exchange rate calculation
- Add multiplication and division to calculator
- Add widget functionality


### 招商跨境理财通

[App page](https://appshunter.io/ios/app/id6479474558)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 记账·海豚记账本：日常装修旅行记账工具 free?

记账·海豚记账本：日常装修旅行记账工具 is free to download, with in-app purchases available.

### Is 招商跨境理财通 free?

招商跨境理财通 is free to download, with no in-app purchases.

### Do 记账·海豚记账本：日常装修旅行记账工具 or 招商跨境理财通 have ads?

记账·海豚记账本：日常装修旅行记账工具 shows ads; 招商跨境理财通 does not.

### Which is updated more often, 记账·海豚记账本：日常装修旅行记账工具 or 招商跨境理财通?

记账·海豚记账本：日常装修旅行记账工具 ships an update weekly, and 招商跨境理财通 monthly. Most recently, 记账·海豚记账本：日常装修旅行记账工具 was updated on November 2, 2026 and 招商跨境理财通 on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*