# Pi Pay vs SpendSmart

The clearest difference is iOS requirement: Pi Pay at 15.0 against SpendSmart's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pi Pay ships an update monthly, SpendSmart every 3 weeks. The most recent releases landed on November 2, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Pi Pay | SpendSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (67 ratings)](https://appshunter.io/ios/app/pi-pay/id1234143591/reviews)** | — |
| Number of ratings | **67** | — |
| Positive reviews | 34.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 134 MB | 2 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pi Pay Plc.](https://appshunter.io/developer/1234143590) | [Brahmjot Singh Tatla](https://appshunter.io/developer/1816408948) |

## What reviewers say

### Pi Pay

[App page](https://appshunter.io/ios/app/pi-pay/id1234143591)

This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.

**Highlights:** Fast, secure online and in-store payments, Send and receive money, Online top-ups and utility bill payments, Add money via Pay&Go, online banking, or cash-in, Explore nearby merchants accepting Pi Pay

**Features:** Vision Pro support

**In-app purchases:** none


### SpendSmart

[App page](https://appshunter.io/ios/app/spendsmart-expense-tracker/id6769875393)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pi Pay free?

Pi Pay is free to download, with no in-app purchases.

### Is SpendSmart free?

SpendSmart is free to download, with no in-app purchases.

### Do Pi Pay or SpendSmart have ads?

Neither Pi Pay nor SpendSmart shows ads.

### Which is updated more often, Pi Pay or SpendSmart?

Pi Pay ships an update monthly, and SpendSmart every 3 weeks. Most recently, Pi Pay was updated on November 2, 2026 and SpendSmart on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*