# OKB TWINT vs UKB TWINT

The clearest difference is ads: UKB TWINT at none against OKB TWINT's shown. UKB TWINT also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for OKB TWINT against 4.6 for UKB TWINT. Both are backed by a comparable volume of ratings — 5 and 5 respectively.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | OKB TWINT | UKB TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (5 ratings)](https://appshunter.io/ios/app/okb-twint/id1234243013/reviews) | [4.6 (5 ratings)](https://appshunter.io/ios/app/ukb-twint/id1629877517/reviews) |
| Number of ratings | 5 | 5 |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 59 MB | 58 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [Obwaldner Kantonalbank](https://appshunter.io/developer/874261938) | [Urner Kantonalbank](https://appshunter.io/developer/893202316) |

## What reviewers say

### OKB TWINT

[App page](https://appshunter.io/ios/app/okb-twint/id1234243013)

This app allows contactless payments in stores and online, and enables instant money transfers between individuals. It acts as a digital wallet directly linked to your bank account, ensuring immediate transaction recording. Store digital loyalty cards and membership IDs within the app.

**Highlights:** Contactless payments, Peer-to-peer money transfers, Digital wallet, Real-time transactions, Store digital cards

**Features:** Apple Wallet

**In-app purchases:** none


### UKB TWINT

[App page](https://appshunter.io/ios/app/ukb-twint/id1629877517)

This app allows for easy and secure mobile payments with direct bank account integration. Send, receive, and split money with friends, and access exclusive partner offers and loyalty programs.

**Highlights:** Secure mobile payments, Direct bank account connection, Send and receive money, Split group expenses, Access partner offers, Store loyalty cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OKB TWINT free?

OKB TWINT is free to download, with no in-app purchases.

### Is UKB TWINT free?

UKB TWINT is free to download, with no in-app purchases.

### Which has better reviews, OKB TWINT or UKB TWINT?

OKB TWINT and UKB TWINT are both rated 4.6 out of 5 on the App Store, from 5 and 5 ratings respectively.

### Do OKB TWINT or UKB TWINT have ads?

OKB TWINT shows ads; UKB TWINT does not.

### Which is updated more often, OKB TWINT or UKB TWINT?

OKB TWINT ships an update every 3 months, and UKB TWINT every 3 months. Most recently, OKB TWINT was updated on November 2, 2026 and UKB TWINT on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*