# First Citizens State Bank vs FirstCCU

The clearest difference is update cadence: FirstCCU at monthly against First Citizens State Bank's every 4 months. FirstCCU also leads on ratings volume (1.9K vs 394). First Citizens State Bank's advantage is review sentiment (86% vs 75%) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for First Citizens State Bank against 4.8 for FirstCCU. Both are backed by a comparable volume of ratings — 394 and 1.9K respectively. Written reviews are what separate them: 86% of First Citizens State Bank's written reviews are positive against 75% of FirstCCU's.

First Citizens State Bank ships an update every 4 months, FirstCCU monthly. Both last shipped on November 11, 2026.

## The numbers

| Metric | First Citizens State Bank | FirstCCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (394 ratings)](https://appshunter.io/ios/app/first-citizens-state-bank/id1234739501/reviews) | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/firstccu/id1459324007/reviews)** |
| Number of ratings | 394 | **1.9K** |
| Positive reviews | **85.7% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Ad-supported | Ad-supported |
| Size | 105 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Citizens State Bank of Whitewater](https://appshunter.io/developer/1234739470) | [First Community Credit Union of Beloit INC](https://appshunter.io/developer/1459324006) |

## What reviewers say

### First Citizens State Bank

[App page](https://appshunter.io/ios/app/first-citizens-state-bank/id1234739501)

Access and manage your finances conveniently from your mobile device. Perform banking tasks securely and efficiently on the go.

**Highlights:** Mobile money management, Anytime access, Anywhere access, Secure transactions

**Features:** Apple Wallet

**In-app purchases:** none


### FirstCCU

[App page](https://appshunter.io/ios/app/firstccu/id1459324007)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 💳 Helpful for managing accounts
- 🤝 Good customer support

**What reviewers complain about**

- 🐛 Occasional technical issues
- 🤔 Not very user-friendly
- 🔍 Difficult to navigate

**Reported bugs**

- Check image viewing not working
- App crashing during maintenance

**Requested features**

- Ability to view check images
- Option to set up multiple users/accounts
- Improved search and filtering capabilities


## Frequently asked questions

### Is First Citizens State Bank free?

First Citizens State Bank is free to download, with no in-app purchases.

### Is FirstCCU free?

FirstCCU is free to download, with no in-app purchases.

### Which has better reviews, First Citizens State Bank or FirstCCU?

FirstCCU is rated higher. First Citizens State Bank averages 4.7 out of 5 from 394 ratings, while FirstCCU averages 4.8 from 1.9K ratings.

### Do First Citizens State Bank or FirstCCU have ads?

Neither First Citizens State Bank nor FirstCCU shows ads.

### Which is updated more often, First Citizens State Bank or FirstCCU?

First Citizens State Bank ships an update every 4 months, and FirstCCU monthly. Most recently, First Citizens State Bank was updated on November 11, 2026 and FirstCCU on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*