# HBZ vs Al Masraf

The clearest difference is rating: HBZ at 4.5 against Al Masraf's 4.2. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HBZ holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

HBZ ships an update every 2 weeks, Al Masraf monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | HBZ | Al Masraf |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/hbz/id1235586645/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/al-masraf/id1267218566/reviews) |
| Number of ratings | 4 | **5** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 71 MB | 128 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) | [Al Masraf](https://appshunter.io/developer/1267218565) |

## What reviewers say

### HBZ

[App page](https://appshunter.io/ios/app/hbz/id1235586645)

This secure and convenient banking app offers a simplified channel for managing your finances. Access account details, transfer funds, pay bills, and even trade stocks with unified login credentials across devices. It's designed for existing customers to manage their banking needs efficiently.

**Highlights:** Unified login for all devices, Switch countries for global clients, Fund transfers (local/foreign), One-click utility bill payments, 10+ years of transaction history, Card management (lock/unlock, limits), Stock trading

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Al Masraf

[App page](https://appshunter.io/ios/app/al-masraf/id1267218566)

Manage your banking needs on the go with this secure mobile application. Check account and card details, transfer funds, pay bills, and request services like cheque books and standing orders. Exclusively for Al Masraf customers, it offers convenient access to your finances anytime, anywhere.

**Highlights:** Account and card details access, Fund transfers, Bill payments, Card activation and blocking, PIN change, Cheque book requests, Remittance services

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HBZ free?

HBZ is free to download, with no in-app purchases.

### Is Al Masraf free?

Al Masraf is free to download, with no in-app purchases.

### Which has better reviews, HBZ or Al Masraf?

HBZ is rated higher. HBZ averages 4.5 out of 5 from 4 ratings, while Al Masraf averages 4.2 from 5 ratings.

### Do HBZ or Al Masraf have ads?

Neither HBZ nor Al Masraf shows ads.

### Which is updated more often, HBZ or Al Masraf?

HBZ ships an update every 2 weeks, and Al Masraf monthly. Most recently, HBZ was updated on November 2, 2026 and Al Masraf on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*