# HBZ vs All About The Points

The clearest difference is review sentiment: All About The Points at 100% against HBZ's 0%. All About The Points also leads on rating (5.0 vs 4.5). HBZ's advantage is in-app purchases (none vs 2) and ratings volume (4 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. All About The Points sells 2 in-app purchases, starting at $19.99 per year. HBZ asks for nothing beyond the download.

All About The Points holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 0% of HBZ's written reviews are positive against 100% of All About The Points's.

## The numbers

| Metric | HBZ | All About The Points |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/hbz/id1235586645/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/all-about-the-points/id6767738874/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | **Free** | Subscription |
| Size | 71 MB | 17 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) | [Rafael Chiquin](https://appshunter.io/developer/1894757359) |

## What reviewers say

### HBZ

[App page](https://appshunter.io/ios/app/hbz/id1235586645)

This secure and convenient banking app offers a simplified channel for managing your finances. Access account details, transfer funds, pay bills, and even trade stocks with unified login credentials across devices. It's designed for existing customers to manage their banking needs efficiently.

**Highlights:** Unified login for all devices, Switch countries for global clients, Fund transfers (local/foreign), One-click utility bill payments, 10+ years of transaction history, Card management (lock/unlock, limits), Stock trading

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### All About The Points

[App page](https://appshunter.io/ios/app/all-about-the-points/id6767738874)

This app helps you track and maximize the benefits of your premium credit cards. It consolidates statement credits, perks, and expiring offers into a clear dashboard, helping you determine if your cards are worth the annual fee.

**Highlights:** Consolidated credit card benefits dashboard, Track statement credits and perks, Monitor expiring offers with countdowns, Home and Lock Screen widgets, Per-card value vs. annual fee tracking, Best card recommendations for spending categories, Private by design, no bank logins required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Subscription | $19.99 | per year |
| Lifetime Purchase | $49.99 | one-time |


## Frequently asked questions

### Is HBZ free?

HBZ is free to download, with no in-app purchases.

### Is All About The Points free?

All About The Points is free to download, with in-app purchases available.

### Which has better reviews, HBZ or All About The Points?

All About The Points is rated higher. HBZ averages 4.5 out of 5 from 4 ratings, while All About The Points averages 5.0 from 1 ratings.

### Do HBZ or All About The Points have ads?

Neither HBZ nor All About The Points shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*