# PSECU Mobile vs FCPCU

The clearest difference is ratings volume: PSECU Mobile at 33K against FCPCU's 9. PSECU Mobile also leads on rating (4.8 vs 4.6) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSECU Mobile holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: PSECU Mobile has 33K ratings behind it against 9, so its average is the more settled of the two.

PSECU Mobile ships an update every 3 weeks, FCPCU every 2 weeks. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PSECU Mobile | FCPCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (33K ratings)](https://appshunter.io/ios/app/psecu-mobile/id1235805501/reviews)** | [4.6 (9 ratings)](https://appshunter.io/ios/app/fcpcu/id1594228166/reviews) |
| Number of ratings | **33K** | 9 |
| Positive reviews | 60.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 167 MB | 71 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Pennsylvania State Employees Credit Union](https://appshunter.io/developer/455068987) | [First Carolina People's Credit Union](https://appshunter.io/developer/1250549399) |

## What reviewers say

### PSECU Mobile

[App page](https://appshunter.io/ios/app/psecu-mobile/id1235805501)

Manage your finances with a secure, digital-first credit union app. Transfer funds, control your cards, deposit checks, and access free financial tools like credit score monitoring and bill payments.

**Highlights:** Instant money transfers between accounts, External account transfers, Send money with Zelle®, Mobile check deposit, Card lock and replacement, Travel plan notifications, Free credit score monitoring

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and responsive
- 🔒 Robust security features
- 👍 Intuitive and user-friendly
- 💡 Useful account insights
- 🚀 Improved app performance after reinstall

**What reviewers complain about**

- 🐛 Slow load times and unresponsive navigation
- 🐛 Frequent crashes and login issues
- 🐛 Compatibility problems with newer devices
- 🐛 Inconsistent handling of pending transactions
- 🐛 Buggy mobile deposit feature

**Reported bugs**

- Login screen freezes and account lockouts
- Inability to complete mobile check deposits
- Inconsistent app performance across devices

**Requested features**

- Ability to quickly switch between accounts
- Detailed transaction history and balance information
- Dark mode option for better visibility
- Improved widget functionality


### FCPCU

[App page](https://appshunter.io/ios/app/fcpcu/id1594228166)

Manage your finances with a member-owned credit union. Access affordable financial services, higher savings rates, and lower fees. Join a community focused on members helping members achieve their financial goals.

**Highlights:** Member-owned financial institution, Affordable financial services, Higher savings rates, Lower fees, Personalized financial planning, Community focused

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PSECU Mobile free?

PSECU Mobile is free to download, with no in-app purchases.

### Is FCPCU free?

FCPCU is free to download, with no in-app purchases.

### Which has better reviews, PSECU Mobile or FCPCU?

PSECU Mobile is rated higher. PSECU Mobile averages 4.8 out of 5 from 33K ratings, while FCPCU averages 4.6 from 9 ratings.

### Do PSECU Mobile or FCPCU have ads?

Neither PSECU Mobile nor FCPCU shows ads.

### Which is updated more often, PSECU Mobile or FCPCU?

PSECU Mobile ships an update every 3 weeks, and FCPCU every 2 weeks. Most recently, PSECU Mobile was updated on November 10, 2026 and FCPCU on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*