# PSECU Mobile vs Loanies

The clearest difference is update cadence: PSECU Mobile at every 3 weeks against Loanies's every 2 months. PSECU Mobile also leads on iOS requirement (15.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSECU Mobile ships an update every 3 weeks, Loanies every 2 months. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | PSECU Mobile | Loanies |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (33K ratings)](https://appshunter.io/ios/app/psecu-mobile/id1235805501/reviews)** | — |
| Number of ratings | **33K** | — |
| Positive reviews | 61.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 196 MB | 2 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Pennsylvania State Employees Credit Union](https://appshunter.io/developer/455068987) | [Anthony Fennell](https://appshunter.io/developer/1108288186) |

## What reviewers say

### PSECU Mobile

[App page](https://appshunter.io/ios/app/psecu-mobile/id1235805501)

Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.

**Highlights:** Instant money transfers between accounts, External account transfers, Send money with Zelle®, Mobile check deposit, Card locking and replacement, Travel plan notifications, Free credit score monitoring

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and responsive
- 🔒 Robust security features
- 👍 Intuitive and user-friendly
- 💡 Useful account insights
- 🚀 Improved app performance after reinstall

**What reviewers complain about**

- 🐛 Slow load times and unresponsive navigation
- 🐛 Frequent crashes and login issues
- 🐛 Compatibility problems with newer devices
- 🐛 Inconsistent handling of pending transactions
- 🐛 Buggy mobile deposit feature

**Reported bugs**

- Login screen freezes and account lockouts
- Inability to complete mobile check deposits
- Inconsistent app performance across devices

**Requested features**

- Ability to quickly switch between accounts
- Detailed transaction history and balance information
- Dark mode option for better visibility
- Improved widget functionality


### Loanies

[App page](https://appshunter.io/ios/app/loanies/id6743103721)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PSECU Mobile free?

PSECU Mobile is free to download, with no in-app purchases.

### Is Loanies free?

Loanies is free to download, with no in-app purchases.

### Do PSECU Mobile or Loanies have ads?

Neither PSECU Mobile nor Loanies shows ads.

### Which is updated more often, PSECU Mobile or Loanies?

PSECU Mobile ships an update every 3 weeks, and Loanies every 2 months. Most recently, PSECU Mobile was updated on October 21, 2026 and Loanies on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*