# 方德智投 vs VIC Token

The clearest difference is ads: VIC Token at none against 方德智投's shown. VIC Token also leads on iOS requirement (11.0 vs 15.1). 方德智投's advantage is update cadence (weekly vs every 42 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

方德智投 ships an update weekly, VIC Token every 42 months. Both last shipped on November 2, 2026.

## The numbers

| Metric | 方德智投 | VIC Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (15 ratings)](https://appshunter.io/ios/app/and-ai/id1236038032/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 90.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 42 months |
| Monetization | Ad-supported | — |
| Size | 314 MB | 10 MB |
| Requires iOS | 15.1 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Shangjie Network Technology Co., Ltd.](https://appshunter.io/developer/1877342886) | [Victory Securities Company Limited](https://appshunter.io/developer/450749845) |

## What reviewers say

### 方德智投

[App page](https://appshunter.io/ios/app/and-ai/id1236038032)

Access a comprehensive platform for Hong Kong and US stock trading, featuring AI-powered stock analysis and a wide range of investment products. Open an account with no minimum deposit and enjoy fast market data and secure transactions.

**Highlights:** Hong Kong and US stock trading, AI stock analysis, No minimum deposit account opening, Real-time market data, Comprehensive investment products (stocks, funds, bonds, futures), Secure trading with dual password confirmation, Investment news and courses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VIC Token

[App page](https://appshunter.io/ios/app/vic-token/id1441614733)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 方德智投 free?

方德智投 is free to download, with no in-app purchases.

### Is VIC Token free?

VIC Token is free to download, with no in-app purchases.

### Do 方德智投 or VIC Token have ads?

方德智投 shows ads; VIC Token does not.

### Which is updated more often, 方德智投 or VIC Token?

方德智投 ships an update weekly, and VIC Token every 42 months. Most recently, 方德智投 was updated on November 2, 2026 and VIC Token on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*