# 方德智投 vs 盈寶證券

The clearest difference is in-app purchases: 方德智投 at none against 盈寶證券's 15. 方德智投 also leads on update cadence (weekly vs every 3 weeks). 盈寶證券's advantage is ads (none vs shown). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. 盈寶證券 sells 15 one-off in-app purchases. 方德智投 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.1 for 方德智投 against 4.0 for 盈寶證券. Both are backed by a comparable volume of ratings — 15 and 8 respectively. Written reviews split almost evenly too, at 91% and 91% positive.

方德智投 ships an update weekly, 盈寶證券 every 3 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 方德智投 | 盈寶證券 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (15 ratings)](https://appshunter.io/ios/app/and-ai/id1236038032/reviews)** | [4.0 (8 ratings)](https://appshunter.io/ios/app/etf/id1601778743/reviews) |
| Number of ratings | **15** | 8 |
| Positive reviews | 90.6% of reviews | **90.9% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 314 MB | 121 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Shangjie Network Technology Co., Ltd.](https://appshunter.io/developer/1877342886) | [盈寶證券國際(香港)有限公司](https://appshunter.io/developer/1601778745) |

## What reviewers say

### 方德智投

[App page](https://appshunter.io/ios/app/and-ai/id1236038032)

Access a comprehensive platform for Hong Kong and US stock trading, featuring AI-powered stock analysis and a wide range of investment products. Open an account with no minimum deposit and enjoy fast market data and secure transactions.

**Highlights:** Hong Kong and US stock trading, AI stock analysis, No minimum deposit account opening, Real-time market data, Comprehensive investment products (stocks, funds, bonds, futures), Secure trading with dual password confirmation, Investment news and courses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 盈寶證券

[App page](https://appshunter.io/ios/app/etf/id1601778743)

This app provides comprehensive services for trading Hong Kong and US stocks, options, and funds. It offers features like rapid account opening, real-time market data, low commission fees, and an investor community. The platform aims to help users profit with secure and professional investment tools.

**Highlights:** Online account opening, Real-time market data, Low commission trading, Smart conditional orders, AI financial report analysis, Investor community

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 美股LV1行情30天 | $3.99 | one-time |
| 美股LV1高級行情30天 | $3.99 | one-time |
| 28幣 | $3.99 | one-time |
| 美股LV1行情 | $6.99 | one-time |
| 港股LV1串流 | $6.99 | one-time |
| 68幣 | $8.99 | one-time |
| 港股LV2串流(内地版) | $9.99 | one-time |
| 港股LV2高級行情30天 | $11.99 | one-time |
| 港股LV2行情60天 | $14.99 | one-time |
| 港股LV2行情90天 | $19.99 | one-time |
| 198幣 | $24.99 | one-time |
| 288幣 | $36.99 | one-time |
| 港股LV2行情30天 | $36.99 | one-time |
| 港股LV2串流 | $39.99 | one-time |
| 美股LV1行情(專業訂戶) | $39.99 | one-time |


## Frequently asked questions

### Is 方德智投 free?

方德智投 is free to download, with no in-app purchases.

### Is 盈寶證券 free?

盈寶證券 is free to download, with in-app purchases available.

### Which has better reviews, 方德智投 or 盈寶證券?

方德智投 is rated higher. 方德智投 averages 4.1 out of 5 from 15 ratings, while 盈寶證券 averages 4.0 from 8 ratings.

### Do 方德智投 or 盈寶證券 have ads?

方德智投 shows ads; 盈寶證券 does not.

### Which is updated more often, 方德智投 or 盈寶證券?

方德智投 ships an update weekly, and 盈寶證券 every 3 weeks. Most recently, 方德智投 was updated on October 24, 2026 and 盈寶證券 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*