# Chango vs myghpay

Chango and myghpay both sit at 4.7 stars, but that hides the real split: 100% of Chango's written reviews are positive against 45% of myghpay's. Chango also leads on update cadence (every 3 weeks vs every 8 months) and iOS requirement (9.0 vs 15.1). myghpay's advantage is ratings volume (317 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Chango against 4.7 for myghpay. That said, the two scores are not equally well evidenced: myghpay has 317 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 100% of Chango's written reviews are positive against 45% of myghpay's.

Chango ships an update every 3 weeks, myghpay every 8 months. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Chango | myghpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3 ratings)](https://appshunter.io/ios/app/chango/id1236586898/reviews) | [4.7 (317 ratings)](https://appshunter.io/ios/app/myghpay/id1245112133/reviews) |
| Number of ratings | 3 | **317** |
| Positive reviews | **100.0% of reviews** | 45.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 8 months |
| Monetization | Free | Free |
| Size | 68 MB | 46 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IT Consortium](https://appshunter.io/developer/1236586897) | [GUARANTY TRUST BANK GHANA LTD](https://appshunter.io/developer/1245112132) |

## What reviewers say

### Chango

[App page](https://appshunter.io/ios/app/chango/id1236586898)

This app allows users to easily create groups and manage contributions within them. It simplifies the process of collecting and organizing funds for shared purposes.

**Highlights:** Create groups, Manage contributions, Organize funds, Simplified financial tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### myghpay

[App page](https://appshunter.io/ios/app/myghpay/id1245112133)

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

**Highlights:** Mobile money payments, Card payments (Visa/Mastercard), Bank account payments, Biometric authorization (Face ID, biometrics, PIN), Receipt generation, Payment for utilities and subscriptions, Money transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient to access
- 🚀 Fast and reliable for payments
- 👍 User-friendly and simple interface
- 👍 Cheapest transaction fees
- 👍 Less charges, easy to transfer

**What reviewers complain about**

- 🐛 Transactions stuck on pending
- 🐛 Deducted money not reflected
- 🐛 Scam app allegations
- ❌ No support available
- 🐛 App acting funny

**Reported bugs**

- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa

**Requested features**

- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime


## Frequently asked questions

### Is Chango free?

Chango is free to download, with no in-app purchases.

### Is myghpay free?

myghpay is free to download, with no in-app purchases.

### Which has better reviews, Chango or myghpay?

Chango and myghpay are both rated 4.7 out of 5 on the App Store, from 3 and 317 ratings respectively.

### Do Chango or myghpay have ads?

Neither Chango nor myghpay shows ads.

### Which is updated more often, Chango or myghpay?

Chango ships an update every 3 weeks, and myghpay every 8 months. Most recently, Chango was updated on October 12, 2026 and myghpay on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*