# Chango vs MTN MoMo

The clearest difference is review sentiment: Chango at 100% against MTN MoMo's 8%. Chango also leads on rating (4.7 vs 3.1) and update cadence (every 3 weeks vs every 4 months). MTN MoMo's advantage is ratings volume (572 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chango holds the better App Store score, 4.7 against 3.1. That said, the two scores are not equally well evidenced: MTN MoMo has 572 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Chango's written reviews are positive against 8% of MTN MoMo's.

Chango ships an update every 3 weeks, MTN MoMo every 4 months. The most recent releases landed on September 26, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Chango | MTN MoMo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3 ratings)](https://appshunter.io/ios/app/chango/id1236586898/reviews)** | [3.1 (572 ratings)](https://appshunter.io/ios/app/mtn-momo/id1474080783/reviews) |
| Number of ratings | 3 | **572** |
| Positive reviews | **100.0% of reviews** | 7.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 68 MB | 21 MB |
| Requires iOS | **9.0** | 10.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IT Consortium](https://appshunter.io/developer/1236586897) | [MTN](https://appshunter.io/developer/727555818) |

## What reviewers say

### Chango

[App page](https://appshunter.io/ios/app/chango/id1236586898)

This app allows users to easily create groups and manage contributions within them. It simplifies the process of collecting and organizing funds for shared purposes.

**Highlights:** Create groups, Manage contributions, Organize funds, Simplified financial tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### MTN MoMo

[App page](https://appshunter.io/ios/app/mtn-momo/id1474080783)

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

**Highlights:** Send money to friends and family, Top up airtime, Purchase bundles, Pay bills, Pay merchants, Manage money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful for money transfers
- 💡 Suggestion for resending from transaction history
- 👍 Decent app interface and design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues with saved login details
- 🔍 Difficult to log in and register
- 🚫 Restricted to only MTN data, not compatible with WiFi
- 💰 High transaction fees

**Reported bugs**

- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions

**Requested features**

- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees


## Frequently asked questions

### Is Chango free?

Chango is free to download, with no in-app purchases.

### Is MTN MoMo free?

MTN MoMo is free to download, with no in-app purchases.

### Which has better reviews, Chango or MTN MoMo?

Chango is rated higher. Chango averages 4.7 out of 5 from 3 ratings, while MTN MoMo averages 3.1 from 572 ratings.

### Do Chango or MTN MoMo have ads?

Neither Chango nor MTN MoMo shows ads.

### Which is updated more often, Chango or MTN MoMo?

Chango ships an update every 3 weeks, and MTN MoMo every 4 months. Most recently, Chango was updated on September 26, 2026 and MTN MoMo on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*