# Chango vs GhanaPay Customer

The clearest difference is review sentiment: Chango at 100% against GhanaPay Customer's 36%. Chango also leads on rating (4.7 vs 3.2) and iOS requirement (9.0 vs 12.0). GhanaPay Customer's advantage is ratings volume (87 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chango holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: GhanaPay Customer has 87 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Chango's written reviews are positive against 36% of GhanaPay Customer's.

Chango ships an update every 3 weeks, GhanaPay Customer monthly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Chango | GhanaPay Customer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3 ratings)](https://appshunter.io/ios/app/chango/id1236586898/reviews)** | [3.2 (87 ratings)](https://appshunter.io/ios/app/ghanapay-customer/id1619527051/reviews) |
| Number of ratings | 3 | **87** |
| Positive reviews | **100.0% of reviews** | 35.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 68 MB | 89 MB |
| Requires iOS | **9.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IT Consortium](https://appshunter.io/developer/1236586897) | [GHANA INTERBANK PAYMENT AND SETTLEMENT SYSTEMS LIMITED](https://appshunter.io/developer/1619527053) |

## What reviewers say

### Chango

[App page](https://appshunter.io/ios/app/chango/id1236586898)

This app allows users to easily create groups and manage contributions within them. It simplifies the process of collecting and organizing funds for shared purposes.

**Highlights:** Create groups, Manage contributions, Organize funds, Simplified financial tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### GhanaPay Customer

[App page](https://appshunter.io/ios/app/ghanapay-customer/id1619527051)

A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.

**Highlights:** Send money, Pay bills, Buy airtime, Savings pot, Crowdfunding (susu), USSD access (*707#)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Chango free?

Chango is free to download, with no in-app purchases.

### Is GhanaPay Customer free?

GhanaPay Customer is free to download, with no in-app purchases.

### Which has better reviews, Chango or GhanaPay Customer?

Chango is rated higher. Chango averages 4.7 out of 5 from 3 ratings, while GhanaPay Customer averages 3.2 from 87 ratings.

### Do Chango or GhanaPay Customer have ads?

Neither Chango nor GhanaPay Customer shows ads.

### Which is updated more often, Chango or GhanaPay Customer?

Chango ships an update every 3 weeks, and GhanaPay Customer monthly. Most recently, Chango was updated on October 24, 2026 and GhanaPay Customer on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*