# CIOM vs Punto Pago

The clearest difference is ratings volume: Punto Pago at 240 against CIOM's 4. Punto Pago also leads on update cadence (every 8 days vs every 3 weeks). CIOM's advantage is rating (5.0 vs 4.8) and review sentiment (84% vs 73%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIOM holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Punto Pago has 240 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 84% of CIOM's written reviews are positive against 73% of Punto Pago's.

CIOM ships an update every 3 weeks, Punto Pago every 8 days. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | CIOM | Punto Pago |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/ciom/id1236893642/reviews)** | [4.8 (240 ratings)](https://appshunter.io/ios/app/punto-pago/id1415876448/reviews) |
| Number of ratings | 4 | **240** |
| Positive reviews | **84.2% of reviews** | 73.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 69 MB | 136 MB |
| Requires iOS | **12.1** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Circle Complete S.A.](https://appshunter.io/developer/1236893641) | [PUNTO PAGO PANAMA, S.A.](https://appshunter.io/developer/1415876447) |

## What reviewers say

### CIOM

[App page](https://appshunter.io/ios/app/ciom/id1236893642)

This app allows users to access and perform various services independently after completing a registration and a trial test. Earnings depend on the number and quality of services rendered and the user's location.

**Highlights:** Service performance, Independent work, Quality-based earnings, Location-dependent income, Trial test for activation

**In-app purchases:** none


### Punto Pago

[App page](https://appshunter.io/ios/app/punto-pago/id1415876448)

Manage your finances and shop online with a digital wallet and marketplace. Easily get virtual Mastercard debit cards, discover unique products from local businesses, and enjoy secure payments with cashback rewards. Supports fair trade principles for online shopping.

**Highlights:** Free Mastercard issuance, Virtual debit cards, Online marketplace, Cashback rewards, Secure payments, Free card delivery

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CIOM free?

CIOM is free to download, with no in-app purchases.

### Is Punto Pago free?

Punto Pago is free to download, with no in-app purchases.

### Which has better reviews, CIOM or Punto Pago?

CIOM is rated higher. CIOM averages 5.0 out of 5 from 4 ratings, while Punto Pago averages 4.8 from 240 ratings.

### Do CIOM or Punto Pago have ads?

Neither CIOM nor Punto Pago shows ads.

### Which is updated more often, CIOM or Punto Pago?

CIOM ships an update every 3 weeks, and Punto Pago every 8 days. Most recently, CIOM was updated on October 7, 2026 and Punto Pago on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*