# My MealTime vs MySynchrony

The clearest difference is review sentiment: MySynchrony at 82% against My MealTime's 19%. MySynchrony also leads on rating (4.8 vs 2.8) and ratings volume (117K vs 90). My MealTime's advantage is iOS requirement (13.0 vs 18). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MySynchrony holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: MySynchrony has 117K ratings behind it against 90, so its average is the more settled of the two. Written reviews point the same way: 19% of My MealTime's written reviews are positive against 82% of MySynchrony's.

My MealTime ships an update every 3 months, MySynchrony every 3 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | My MealTime | MySynchrony |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (90 ratings)](https://appshunter.io/ios/app/my-mealtime/id1236912569/reviews) | **[4.8 (117K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews)** |
| Number of ratings | 90 | **117K** |
| Positive reviews | 18.9% of reviews | **82.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Best chart rank | — | **#21** |
| Size | 22 MB | 197 MB |
| Requires iOS | **13.0** | 18 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The CLM Group](https://appshunter.io/developer/1236912568) | [Synchrony Financial](https://appshunter.io/developer/989262152) |

## What reviewers say

### My MealTime

[App page](https://appshunter.io/ios/app/my-mealtime/id1236912569)

Easily manage your student's school cafeteria account and pay for school-related fees. View balances, track purchases, and set up automatic deposits for convenience. Receive low balance alerts and access account statements anytime.

**Highlights:** Secure student cafeteria deposits, Pay school fees for trips and activities, View student account balance, Check purchase history, Low balance notifications, Automatic deposit scheduling, Store payment methods

**Features:** macOS Compatibility

**In-app purchases:** none


### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #21 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


## Frequently asked questions

### Is My MealTime free?

My MealTime is free to download, with no in-app purchases.

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Which has better reviews, My MealTime or MySynchrony?

MySynchrony is rated higher. My MealTime averages 2.8 out of 5 from 90 ratings, while MySynchrony averages 4.8 from 117K ratings.

### Do My MealTime or MySynchrony have ads?

Neither My MealTime nor MySynchrony shows ads.

### Which is updated more often, My MealTime or MySynchrony?

My MealTime ships an update every 3 months, and MySynchrony every 3 weeks. Most recently, My MealTime was updated on November 2, 2026 and MySynchrony on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*