# FPL vs Kemper Co

The clearest difference is update cadence: FPL at every 6 weeks against Kemper Co's every 14 months. FPL also leads on ratings volume (24K vs 99). Kemper Co's advantage is iOS requirement (13.0 vs 16.6). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for FPL against 4.5 for Kemper Co. That said, the two scores are not equally well evidenced: FPL has 24K ratings behind it against 99, so its average is the more settled of the two. Written reviews are what separate them: 41% of FPL's written reviews are positive against 33% of Kemper Co's.

FPL ships an update every 6 weeks, Kemper Co every 14 months. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | FPL | Kemper Co |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (24K ratings)](https://appshunter.io/ios/app/fpl/id1237328534/reviews) | **[4.5 (99 ratings)](https://appshunter.io/ios/app/kemper-co-pilot/id6473601895/reviews)** |
| Number of ratings | **24K** | 99 |
| Positive reviews | **40.9% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 14 months |
| Monetization | Free | Free |
| Size | 96 MB | 63 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [NextEra Energy, Inc](https://appshunter.io/developer/1161427573) | [Kemper Corporation](https://appshunter.io/developer/917555654) |

## What reviewers say

### FPL

[App page](https://appshunter.io/ios/app/fpl/id1237328534)

Manage your electricity account securely with biometric login. Report outages, track restoration, and receive bill notifications. Monitor energy usage and view projected costs.

**Highlights:** Biometric account access, Report and track power outages, Real-time bill notifications, Projected monthly bill amounts, Energy usage tracking, View and download bills, Account profile management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Efficient app performance
- 💡 Useful features like usage tracking and billing
- 🔒 Secure login and account management
- 📈 Helpful data visualization and analytics

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- ⏱️ Slow app response times
- 🔒 Overly restrictive security measures for some users
- 💸 Concerns about high electricity rates and billing practices

**Reported bugs**

- Login issues and account management problems
- Unreliable app performance and stability
- Inaccurate or missing data in usage and billing sections

**Requested features**

- Allow more customization and personalization options
- Improve outage reporting and restoration updates
- Provide more detailed usage history and forecasting
- Offer better support and communication channels


### Kemper Co

[App page](https://appshunter.io/ios/app/kemper-co-pilot/id6473601895)

This app encourages safe driving habits by monitoring speed, braking, and phone usage. New policyholders can earn discounts and rewards for demonstrating safe driving patterns, helping to reduce accident risk.

**Highlights:** Auto insurance discount, Safe driving streaks, Risk reduction tips, Rewards for milestones, Driving behavior leaderboard

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FPL free?

FPL is free to download, with no in-app purchases.

### Is Kemper Co free?

Kemper Co is free to download, with no in-app purchases.

### Which has better reviews, FPL or Kemper Co?

Kemper Co is rated higher. FPL averages 4.5 out of 5 from 24K ratings, while Kemper Co averages 4.5 from 99 ratings.

### Do FPL or Kemper Co have ads?

Neither FPL nor Kemper Co shows ads.

### Which is updated more often, FPL or Kemper Co?

FPL ships an update every 6 weeks, and Kemper Co every 14 months. Most recently, FPL was updated on October 26, 2026 and Kemper Co on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*