# Ardshinbank vs acba digital

The clearest difference is rating: acba digital at 4.3 against Ardshinbank's 3.2. acba digital also leads on review sentiment (45% vs 11%) and update cadence (fortnightly vs monthly). Ardshinbank's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

acba digital holds the better App Store score, 4.3 against 3.2. Both are backed by a comparable volume of ratings — 45 and 61 respectively. Written reviews point the same way: 11% of Ardshinbank's written reviews are positive against 45% of acba digital's.

Ardshinbank ships an update monthly, acba digital fortnightly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Ardshinbank | acba digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (45 ratings)](https://appshunter.io/ios/app/ardshinbank/id1237344603/reviews) | **[4.3 (61 ratings)](https://appshunter.io/ios/app/acba-digital/id1515436600/reviews)** |
| Number of ratings | 45 | **61** |
| Positive reviews | 10.8% of reviews | **45.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 78 MB | 191 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ardshinbank CJSC](https://appshunter.io/developer/1237344602) | [ACBA BANK OJSC](https://appshunter.io/developer/972657737) |

## What reviewers say

### Ardshinbank

[App page](https://appshunter.io/ios/app/ardshinbank/id1237344603)

Manage your finances securely and conveniently from anywhere. This app allows you to check balances, transfer funds, pay bills, and apply for loans with ease. Stay in control of your accounts through real-time notifications and efficient card management.

**Highlights:** Check account balances, Transfer money, Pay bills, Apply for loans, Real-time notifications, Card management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### acba digital

[App page](https://appshunter.io/ios/app/acba-digital/id1515436600)

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

**Highlights:** Online onboarding and registration, Biometric login (fingerprint/facial recognition), Account balance and transaction viewing, Money transfers and bill payments, Loan, savings, and card applications, Digital card issuance and payments, Investment and insurance purchases

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ardshinbank free?

Ardshinbank is free to download, with no in-app purchases.

### Is acba digital free?

acba digital is free to download, with no in-app purchases.

### Which has better reviews, Ardshinbank or acba digital?

acba digital is rated higher. Ardshinbank averages 3.2 out of 5 from 45 ratings, while acba digital averages 4.3 from 61 ratings.

### Do Ardshinbank or acba digital have ads?

Neither Ardshinbank nor acba digital shows ads.

### Which is updated more often, Ardshinbank or acba digital?

Ardshinbank ships an update monthly, and acba digital fortnightly. Most recently, Ardshinbank was updated on September 22, 2026 and acba digital on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*