# Ardshinbank vs TeamPay

The clearest difference is rating: TeamPay at 4.3 against Ardshinbank's 3.2. TeamPay also leads on update cadence (every 9 days vs monthly). Ardshinbank's advantage is ratings volume (45 vs 6) and review sentiment (11% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TeamPay holds the better App Store score, 4.3 against 3.2. That said, the two scores are not equally well evidenced: Ardshinbank has 45 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 11% of Ardshinbank's written reviews are positive against 0% of TeamPay's, so the app with the better star average is not the one people write more warmly about.

Ardshinbank ships an update monthly, TeamPay every 9 days. The most recent releases landed on October 1, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Ardshinbank | TeamPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (45 ratings)](https://appshunter.io/ios/app/ardshinbank/id1237344603/reviews) | **[4.3 (6 ratings)](https://appshunter.io/ios/app/teampay/id6470545609/reviews)** |
| Number of ratings | **45** | 6 |
| Positive reviews | **10.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free | Free |
| Size | 78 MB | 140 MB |
| Requires iOS | **13.0** | 16 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ardshinbank CJSC](https://appshunter.io/developer/1237344602) | [TELECOM ARMENIA, OJSC](https://appshunter.io/developer/886204058) |

## What reviewers say

### Ardshinbank

[App page](https://appshunter.io/ios/app/ardshinbank/id1237344603)

Manage your finances securely and conveniently from anywhere. This app allows you to check balances, transfer funds, pay bills, and apply for loans with ease. Stay in control of your accounts through real-time notifications and efficient card management.

**Highlights:** Check account balances, Transfer money, Pay bills, Apply for loans, Real-time notifications, Card management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### TeamPay

[App page](https://appshunter.io/ios/app/teampay/id6470545609)

Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.

**Highlights:** Seamless digital payments, Smart payment history tracking, Ironclad security with biometrics, Flexible group payments with autopay, One-tap automated recurring payments, Exclusive benefits and rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ardshinbank free?

Ardshinbank is free to download, with no in-app purchases.

### Is TeamPay free?

TeamPay is free to download, with no in-app purchases.

### Which has better reviews, Ardshinbank or TeamPay?

TeamPay is rated higher. Ardshinbank averages 3.2 out of 5 from 45 ratings, while TeamPay averages 4.3 from 6 ratings.

### Do Ardshinbank or TeamPay have ads?

Neither Ardshinbank nor TeamPay shows ads.

### Which is updated more often, Ardshinbank or TeamPay?

Ardshinbank ships an update monthly, and TeamPay every 9 days. Most recently, Ardshinbank was updated on October 1, 2026 and TeamPay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*