# VCU Mobile Banking vs First Citizens

The clearest difference is rating: VCU Mobile Banking at 2.7 against First Citizens's 1.8. VCU Mobile Banking also leads on iOS requirement (12.1 vs 15.0). First Citizens's advantage is review sentiment (17% vs 0%) and ratings volume (55 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VCU Mobile Banking holds the better App Store score, 2.7 against 1.8. That said, the two scores are not equally well evidenced: First Citizens has 55 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 0% of VCU Mobile Banking's written reviews are positive against 17% of First Citizens's, so the app with the better star average is not the one people write more warmly about.

VCU Mobile Banking ships an update every 22 months, First Citizens every 9 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | VCU Mobile Banking | First Citizens |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (3 ratings)](https://appshunter.io/ios/app/vcu-mobile-banking/id1238356575/reviews)** | [1.8 (55 ratings)](https://appshunter.io/ios/app/first-citizens/id1495642922/reviews) |
| Number of ratings | 3 | **55** |
| Positive reviews | 0.0% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 9 months** |
| Monetization | Free | Free |
| Size | 14 MB | 31 MB |
| Requires iOS | **12.1** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VENTURE Credit Union Co-operative Society Limited](https://appshunter.io/developer/1499682899) | [FCIS](https://appshunter.io/developer/979125953) |

## What reviewers say

### VCU Mobile Banking

[App page](https://appshunter.io/ios/app/vcu-mobile-banking/id1238356575)

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and get current rates anytime, anywhere. It's a free service for enrolled members.

**Highlights:** 24/7 account access, Check account balances, View transaction history, Transfer funds, Get current rates, Secure login

**Features:** macOS Compatibility

**In-app purchases:** none


### First Citizens

[App page](https://appshunter.io/ios/app/first-citizens/id1495642922)

Manage your finances conveniently and securely from your mobile device. Check account balances, pay bills, transfer funds, and locate branches or ATMs. Requires prior online banking registration.

**Highlights:** View real-time account balances, Pay utility bills and credit cards, Transfer funds to other accounts, Schedule payment transfers, Locate branches and ATMs, Access support portal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VCU Mobile Banking free?

VCU Mobile Banking is free to download, with no in-app purchases.

### Is First Citizens free?

First Citizens is free to download, with no in-app purchases.

### Which has better reviews, VCU Mobile Banking or First Citizens?

VCU Mobile Banking is rated higher. VCU Mobile Banking averages 2.7 out of 5 from 3 ratings, while First Citizens averages 1.8 from 55 ratings.

### Do VCU Mobile Banking or First Citizens have ads?

Neither VCU Mobile Banking nor First Citizens shows ads.

### Which is updated more often, VCU Mobile Banking or First Citizens?

VCU Mobile Banking ships an update every 22 months, and First Citizens every 9 months. Most recently, VCU Mobile Banking was updated on October 24, 2026 and First Citizens on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*