# Smiles Mobile Remittance vs BDO Online

Smiles Mobile Remittance and BDO Online both sit at 4.8 stars, but that hides the real split: 61% of Smiles Mobile Remittance's written reviews are positive against 12% of BDO Online's. Smiles Mobile Remittance also leads on update cadence (every 9 days vs every 5 weeks). BDO Online's advantage is monetization model (free vs free with in-app purchases) and ratings volume (12K vs 144). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Smiles Mobile Remittance against 4.7 for BDO Online. That said, the two scores are not equally well evidenced: BDO Online has 12K ratings behind it against 144, so its average is the more settled of the two. Written reviews are what separate them: 61% of Smiles Mobile Remittance's written reviews are positive against 12% of BDO Online's.

Smiles Mobile Remittance ships an update every 9 days, BDO Online every 5 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | Smiles Mobile Remittance | BDO Online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (144 ratings)](https://appshunter.io/ios/app/smiles-mobile-remittance/id1238568245/reviews)** | [4.7 (12K ratings)](https://appshunter.io/ios/app/bdo-online/id1551584630/reviews) |
| Number of ratings | 144 | **12K** |
| Positive reviews | **61.3% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 91 MB | 412 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Digital Wallet Corporation](https://appshunter.io/developer/1002327283) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### Smiles Mobile Remittance

[App page](https://appshunter.io/ios/app/smiles-mobile-remittance/id1238568245)

Send money internationally with ease using this mobile remittance app. It offers a user-friendly interface, competitive exchange rates, and supports transfers to over 200 countries. Earn points for fees and enjoy multi-language support.

**Highlights:** International money transfers, User-friendly mobile interface, Supports 200+ countries, Competitive FX rates, Remittance point program, Multi-language support

**In-app purchases:** none


### BDO Online

[App page](https://appshunter.io/ios/app/bdo-online/id1551584630)

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

**Highlights:** Lock/unlock cards, View statements, Free BDO to BDO transfers, Biometric/Passcode confirmation, QR code money transfers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers

**Reported bugs**

- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password

**Requested features**

- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)


## Frequently asked questions

### Is Smiles Mobile Remittance free?

Smiles Mobile Remittance is free to download, with no in-app purchases.

### Is BDO Online free?

BDO Online is free to download, with no in-app purchases.

### Which has better reviews, Smiles Mobile Remittance or BDO Online?

Smiles Mobile Remittance is rated higher. Smiles Mobile Remittance averages 4.8 out of 5 from 144 ratings, while BDO Online averages 4.7 from 12K ratings.

### Do Smiles Mobile Remittance or BDO Online have ads?

Neither Smiles Mobile Remittance nor BDO Online shows ads.

### Which is updated more often, Smiles Mobile Remittance or BDO Online?

Smiles Mobile Remittance ships an update every 9 days, and BDO Online every 5 weeks. Most recently, Smiles Mobile Remittance was updated on October 29, 2026 and BDO Online on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*