# Smiles Mobile Remittance vs BDO Pay

Smiles Mobile Remittance and BDO Pay both sit at 4.8 stars, but that hides the real split: 61% of Smiles Mobile Remittance's written reviews are positive against 31% of BDO Pay's. Smiles Mobile Remittance also leads on update cadence (every 9 days vs monthly). BDO Pay's advantage is ratings volume (1.7K vs 143). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Smiles Mobile Remittance against 4.8 for BDO Pay. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 143, so its average is the more settled of the two. Written reviews are what separate them: 61% of Smiles Mobile Remittance's written reviews are positive against 31% of BDO Pay's.

Smiles Mobile Remittance ships an update every 9 days, BDO Pay monthly. Both last shipped on October 17, 2026.

## The numbers

| Metric | Smiles Mobile Remittance | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (143 ratings)](https://appshunter.io/ios/app/smiles-mobile-remittance/id1238568245/reviews) | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews) |
| Number of ratings | 143 | **1.7K** |
| Positive reviews | **61.3% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 91 MB | 576 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Digital Wallet Corporation](https://appshunter.io/developer/1002327283) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### Smiles Mobile Remittance

[App page](https://appshunter.io/ios/app/smiles-mobile-remittance/id1238568245)

Send money internationally with ease using this mobile remittance app. It offers a user-friendly interface, competitive exchange rates, and supports transfers to over 200 countries. Earn points for fees and enjoy multi-language support.

**Highlights:** International money transfers, User-friendly mobile interface, Supports 200+ countries, Competitive FX rates, Remittance point program, Multi-language support

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smiles Mobile Remittance free?

Smiles Mobile Remittance is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, Smiles Mobile Remittance or BDO Pay?

Smiles Mobile Remittance and BDO Pay are both rated 4.8 out of 5 on the App Store, from 143 and 1.7K ratings respectively.

### Do Smiles Mobile Remittance or BDO Pay have ads?

Neither Smiles Mobile Remittance nor BDO Pay shows ads.

### Which is updated more often, Smiles Mobile Remittance or BDO Pay?

Smiles Mobile Remittance ships an update every 9 days, and BDO Pay monthly. Most recently, Smiles Mobile Remittance was updated on October 17, 2026 and BDO Pay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*