# PINACLE Pass® vs NB|AZ Positive Pay

The clearest difference is update cadence: PINACLE Pass® at every 2 months against NB|AZ Positive Pay's every 87 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PINACLE Pass® ships an update every 2 months, NB|AZ Positive Pay every 87 months. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | PINACLE Pass® | NB|AZ Positive Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (16 ratings)](https://appshunter.io/ios/app/pinacle-pass/id1239202240/reviews)** | — |
| Number of ratings | **16** | — |
| Positive reviews | 7.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 87 months |
| Monetization | Free | — |
| Size | 21 MB | 53 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) | [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) |

## What reviewers say

### PINACLE Pass®

[App page](https://appshunter.io/ios/app/pinacle-pass/id1239202240)

This app generates one-time passcodes for secure authentication on the PINACLE desktop and mobile sites. Once your mobile token is activated by an administrator, you can easily access the required passcode to log in.

**Highlights:** Generates one-time passcodes, Secure authentication, Alternative to physical tokens, Token activation, Works with PINACLE desktop and mobile

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NB|AZ Positive Pay

[App page](https://appshunter.io/ios/app/nbaz-positive-pay/id1438893341)

**In-app purchases:** none


## Frequently asked questions

### Is PINACLE Pass® free?

PINACLE Pass® is free to download, with no in-app purchases.

### Is NB|AZ Positive Pay free?

NB|AZ Positive Pay is free to download, with no in-app purchases.

### Do PINACLE Pass® or NB|AZ Positive Pay have ads?

Neither PINACLE Pass® nor NB|AZ Positive Pay shows ads.

### Which is updated more often, PINACLE Pass® or NB|AZ Positive Pay?

PINACLE Pass® ships an update every 2 months, and NB|AZ Positive Pay every 87 months. Most recently, PINACLE Pass® was updated on November 9, 2026 and NB|AZ Positive Pay on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*