# ZugerKB TWINT vs SHKB Twint

The clearest difference is rating: ZugerKB TWINT at 5.0 against SHKB Twint's 4.8. ZugerKB TWINT also leads on ratings volume (34 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZugerKB TWINT holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 34 and 8 respectively.

ZugerKB TWINT ships an update every 3 months, SHKB Twint every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | ZugerKB TWINT | SHKB Twint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (34 ratings)](https://appshunter.io/ios/app/zugerkb-twint/id1239824366/reviews)** | [4.8 (8 ratings)](https://appshunter.io/ios/app/shkb-twint/id1597721018/reviews) |
| Number of ratings | **34** | 8 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Ad-supported | Ad-supported |
| Size | 58 MB | 57 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Zuger Kantonalbank](https://appshunter.io/developer/968381680) | [Schaffhauser Kantonalbank](https://appshunter.io/developer/779380941) |

## What reviewers say

### ZugerKB TWINT

[App page](https://appshunter.io/ios/app/zugerkb-twint/id1239824366)

Make cashless payments at the checkout, in online shops, or at vending machines. Send and receive money instantly via your smartphone. Secure access with PIN or fingerprint, backed by Swiss banking security standards.

**Highlights:** Cashless payments, Send and receive money, Secure access (PIN/fingerprint), Digital stamp cards and coupons, Store customer cards, Direct bank account debit

**Features:** Apple Wallet

**In-app purchases:** none


### SHKB Twint

[App page](https://appshunter.io/ios/app/shkb-twint/id1597721018)

This Swiss payment app allows for fast, secure, and easy transactions. Send and receive money, pay for purchases, and access various convenient features like paying parking tickets and donating to charities.

**Highlights:** Fast and secure payments, Send and receive money for free, Pay for purchases online and in-store, Pay parking tickets with refunds, Withdraw cash, Donate to social projects, Buy and gift digital vouchers

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ZugerKB TWINT free?

ZugerKB TWINT is free to download, with no in-app purchases.

### Is SHKB Twint free?

SHKB Twint is free to download, with no in-app purchases.

### Which has better reviews, ZugerKB TWINT or SHKB Twint?

ZugerKB TWINT is rated higher. ZugerKB TWINT averages 5.0 out of 5 from 34 ratings, while SHKB Twint averages 4.8 from 8 ratings.

### Do ZugerKB TWINT or SHKB Twint have ads?

Both ZugerKB TWINT and SHKB Twint show ads.

### Which is updated more often, ZugerKB TWINT or SHKB Twint?

ZugerKB TWINT ships an update every 3 months, and SHKB Twint every 2 months. Most recently, ZugerKB TWINT was updated on October 24, 2026 and SHKB Twint on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*