# IME Pay vs Xuno

The clearest difference is rating: Xuno at 4.2 against IME Pay's 3.8. Xuno also leads on review sentiment (57% vs 46%). IME Pay's advantage is ratings volume (112 vs 14) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xuno holds the better App Store score, 4.2 against 3.8. That said, the two scores are not equally well evidenced: IME Pay has 112 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 46% of IME Pay's written reviews are positive against 57% of Xuno's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on August 22, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | IME Pay | Xuno |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (112 ratings)](https://appshunter.io/ios/app/ime-pay/id1241888344/reviews) | **[4.2 (14 ratings)](https://appshunter.io/ios/app/xuno/id6636532971/reviews)** |
| Number of ratings | **112** | 14 |
| Positive reviews | 46.4% of reviews | **57.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 324 MB | 103 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IME Khalti Limited](https://appshunter.io/developer/1241888343) | [Involute Inc](https://appshunter.io/developer/1762999942) |

## What reviewers say

### IME Pay

[App page](https://appshunter.io/ios/app/ime-pay/id1241888344)

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

**Highlights:** Wallet to wallet money transfer, Utility bill payments, Merchant QR code payments, Add money from linked banks, Cash pickup and bank deposit options, Request money from contacts, Airline and movie ticket booking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xuno

[App page](https://appshunter.io/ios/app/xuno/id6636532971)

This platform facilitates international money transfers and currency conversion for individuals and businesses. It offers tools to manage transactions, competitive savings rates, and loan options to help users achieve financial goals globally.

**Highlights:** Cross-border payments, Currency conversion, Transaction management, Competitive savings rates, Loan exploration, Global banking access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IME Pay free?

IME Pay is free to download, with no in-app purchases.

### Is Xuno free?

Xuno is free to download, with no in-app purchases.

### Which has better reviews, IME Pay or Xuno?

Xuno is rated higher. IME Pay averages 3.8 out of 5 from 112 ratings, while Xuno averages 4.2 from 14 ratings.

### Do IME Pay or Xuno have ads?

Neither IME Pay nor Xuno shows ads.

### Which is updated more often, IME Pay or Xuno?

IME Pay ships an update every 3 weeks, and Xuno every 3 weeks. Most recently, IME Pay was updated on August 22, 2026 and Xuno on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*