# UIB Mobile vs Paysmart

The clearest difference is rating: UIB Mobile at 3.1 against Paysmart's 1.0. UIB Mobile also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is update cadence (every 2 weeks vs every 13 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UIB Mobile holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: UIB Mobile has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 36% of UIB Mobile's written reviews are positive against 25% of Paysmart's.

UIB Mobile ships an update every 13 months, Paysmart every 2 weeks. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | UIB Mobile | Paysmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (11 ratings)](https://appshunter.io/ios/app/uib-mobile/id1242238953/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) |
| Number of ratings | **11** | 2 |
| Positive reviews | **35.7% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 13 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 43 MB | 48 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Union Internationale de Banques](https://appshunter.io/developer/1242238952) | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) |

## What reviewers say

### UIB Mobile

[App page](https://appshunter.io/ios/app/uib-mobile/id1242238953)

Manage your bank accounts and conduct transactions securely and conveniently from your smartphone or tablet. Access services like currency conversion, loan applications, and account statements anytime, anywhere. Offers both public and private secure access for a comprehensive banking experience.

**Highlights:** Account balance and history viewing, Online credit applications, Currency conversion and rates, Fund transfers between accounts and to third parties, Checkbook ordering, Card management and reporting, Electronic contract signing

**In-app purchases:** none


### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UIB Mobile free?

UIB Mobile is free to download, with no in-app purchases.

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Which has better reviews, UIB Mobile or Paysmart?

UIB Mobile is rated higher. UIB Mobile averages 3.1 out of 5 from 11 ratings, while Paysmart averages 1.0 from 2 ratings.

### Do UIB Mobile or Paysmart have ads?

Paysmart shows ads; UIB Mobile does not.

### Which is updated more often, UIB Mobile or Paysmart?

UIB Mobile ships an update every 13 months, and Paysmart every 2 weeks. Most recently, UIB Mobile was updated on October 20, 2026 and Paysmart on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*