# Хумо Онлайн vs Tawhid Pay

The clearest difference is update cadence: Хумо Онлайн at fortnightly against Tawhid Pay's every 3 months. Хумо Онлайн also leads on ratings volume (74 vs 1). Tawhid Pay's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tawhid Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Хумо Онлайн has 74 ratings behind it against 1, so its average is the more settled of the two.

Хумо Онлайн ships an update fortnightly, Tawhid Pay every 3 months. The most recent releases landed on November 1, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Хумо Онлайн | Tawhid Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (74 ratings)](https://appshunter.io/ios/app/id1242252363/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tawhid-pay/id1546481237/reviews)** |
| Number of ratings | **74** | 1 |
| Positive reviews | 36.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 125 MB | 24 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CJSC Humo](https://appshunter.io/developer/1497473276) | [Tawhid Bank](https://appshunter.io/developer/1546481239) |

## What reviewers say

### Хумо Онлайн

[App page](https://appshunter.io/ios/app/id1242252363)

This app allows instant registration using just a phone number. It facilitates commission-free payments for over 250 services, including mobile, internet, utilities, and taxes. Users can also manage loans and deposits, save frequent payments, and make QR code payments.

**Highlights:** Instant registration with phone number, 0% commission on over 250 services, Quick credit application, Manage loans and deposits, Save favorite payments, QR code payments, Purchase tickets, insurance, and more

**Features:** Apple Wallet

**In-app purchases:** none


### Tawhid Pay

[App page](https://appshunter.io/ios/app/tawhid-pay/id1546481237)

This finance app allows users to easily pay for mobile and internet services, television, and utilities. It also facilitates card-to-card transfers and provides account transaction information directly from a mobile phone, anytime and anywhere.

**Highlights:** Mobile service payments, Internet service payments, Television bill payments, Utility bill payments, Card-to-card transfers, Account transaction information

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Хумо Онлайн free?

Хумо Онлайн is free to download, with no in-app purchases.

### Is Tawhid Pay free?

Tawhid Pay is free to download, with no in-app purchases.

### Which has better reviews, Хумо Онлайн or Tawhid Pay?

Tawhid Pay is rated higher. Хумо Онлайн averages 4.6 out of 5 from 74 ratings, while Tawhid Pay averages 5.0 from 1 ratings.

### Do Хумо Онлайн or Tawhid Pay have ads?

Neither Хумо Онлайн nor Tawhid Pay shows ads.

### Which is updated more often, Хумо Онлайн or Tawhid Pay?

Хумо Онлайн ships an update fortnightly, and Tawhid Pay every 3 months. Most recently, Хумо Онлайн was updated on November 1, 2026 and Tawhid Pay on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*