# MyRepChat vs ETran Mobile Payments

The clearest difference is rating: ETran Mobile Payments at 4.0 against MyRepChat's 2.5. ETran Mobile Payments also leads on iOS requirement (12.0 vs 16.0). MyRepChat's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (59 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ETran Mobile Payments holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: MyRepChat has 59 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 13% of MyRepChat's written reviews are positive against 0% of ETran Mobile Payments's, so the app with the better star average is not the one people write more warmly about.

MyRepChat ships an update every 3 weeks, ETran Mobile Payments every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MyRepChat | ETran Mobile Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (59 ratings)](https://appshunter.io/ios/app/myrepchat/id1242548974/reviews) | **[4.0 (3 ratings)](https://appshunter.io/ios/app/etran-mobile-payments/id1331605266/reviews)** |
| Number of ratings | **59** | 3 |
| Positive reviews | **13.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 47 MB | 33 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [fmg Suite, LLC.](https://appshunter.io/developer/628026796) | [com.ftni](https://appshunter.io/developer/973522748) |

## What reviewers say

### MyRepChat

[App page](https://appshunter.io/ios/app/myrepchat/id1242548974)

This app provides compliant text messaging for financial professionals. It ensures conversations are retained, reportable, and archivable, while offering a familiar texting experience for clients without requiring them to install new software.

**Highlights:** Compliant text messaging, Client and colleague communication, Conversation retention, Reporting and archiving, Client-side familiarity, No client app installation

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Improved UI/UX (recent updates)
- 🚀 Smoother performance (recent updates)
- 👍 Good balance of compliance and practice management
- 💡 Useful for client/advisor engagement
- ✅ Compliant texting solution

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 👎 Poor usability and user experience
- 🐌 Slow performance
- ❌ Unreliable message delivery
- 🚫 Lacks group texting functionality

**Reported bugs**

- App crashes frequently
- Notifications not clearing (ghost notifications)
- Messages not sending or not being received
- App freezes or goes blank
- Login issues (white screen, single sign-on loop)

**Requested features**

- Ability to block spam calls easily
- Support for group texts
- Improve contact integration with Outlook
- Allow changing login duration
- Dedicated mobile app with texting focus


### ETran Mobile Payments

[App page](https://appshunter.io/ios/app/etran-mobile-payments/id1331605266)

This app enables corporate users to deposit customer checks and initiate ACH or credit card payments directly from a mobile device. It securely stores payment information and integrates with existing A/R systems, offering a new payment channel.

**Highlights:** Mobile check deposits, Initiate ACH and credit card payments, Secure PCI compliant storage, Invoice item association, Integration with A/R systems, Multiple payment channels

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyRepChat free?

MyRepChat is free to download, with no in-app purchases.

### Is ETran Mobile Payments free?

ETran Mobile Payments is free to download, with no in-app purchases.

### Which has better reviews, MyRepChat or ETran Mobile Payments?

ETran Mobile Payments is rated higher. MyRepChat averages 2.5 out of 5 from 59 ratings, while ETran Mobile Payments averages 4.0 from 3 ratings.

### Do MyRepChat or ETran Mobile Payments have ads?

Neither MyRepChat nor ETran Mobile Payments shows ads.

### Which is updated more often, MyRepChat or ETran Mobile Payments?

MyRepChat ships an update every 3 weeks, and ETran Mobile Payments every 2 months. Most recently, MyRepChat was updated on October 21, 2026 and ETran Mobile Payments on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*