# MyRepChat vs HSA Proof

The clearest difference is update cadence: HSA Proof at every 5 days against MyRepChat's every 3 weeks. MyRepChat's advantage is iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyRepChat ships an update every 3 weeks, HSA Proof every 5 days. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MyRepChat | HSA Proof |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (59 ratings)](https://appshunter.io/ios/app/myrepchat/id1242548974/reviews)** | — |
| Number of ratings | **59** | — |
| Positive reviews | 13.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | — |
| Size | 47 MB | 3 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [fmg Suite, LLC.](https://appshunter.io/developer/628026796) | [Mount Si Labs LLC](https://appshunter.io/developer/1871387434) |

## What reviewers say

### MyRepChat

[App page](https://appshunter.io/ios/app/myrepchat/id1242548974)

This app provides compliant text messaging for financial professionals. It ensures conversations are retained, reportable, and archivable, while offering a familiar texting experience for clients without requiring them to install new software.

**Highlights:** Compliant text messaging, Client and colleague communication, Conversation retention, Reporting and archiving, Client-side familiarity, No client app installation

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Improved UI/UX (recent updates)
- 🚀 Smoother performance (recent updates)
- 👍 Good balance of compliance and practice management
- 💡 Useful for client/advisor engagement
- ✅ Compliant texting solution

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 👎 Poor usability and user experience
- 🐌 Slow performance
- ❌ Unreliable message delivery
- 🚫 Lacks group texting functionality

**Reported bugs**

- App crashes frequently
- Notifications not clearing (ghost notifications)
- Messages not sending or not being received
- App freezes or goes blank
- Login issues (white screen, single sign-on loop)

**Requested features**

- Ability to block spam calls easily
- Support for group texts
- Improve contact integration with Outlook
- Allow changing login duration
- Dedicated mobile app with texting focus


### HSA Proof

[App page](https://appshunter.io/ios/app/hsa-proof/id6804962073)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyRepChat free?

MyRepChat is free to download, with no in-app purchases.

### Is HSA Proof free?

HSA Proof is free to download, with no in-app purchases.

### Do MyRepChat or HSA Proof have ads?

Neither MyRepChat nor HSA Proof shows ads.

### Which is updated more often, MyRepChat or HSA Proof?

MyRepChat ships an update every 3 weeks, and HSA Proof every 5 days. Most recently, MyRepChat was updated on November 2, 2026 and HSA Proof on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*