# OnPoint Mobile vs Wauna CU

The clearest difference is ads: OnPoint Mobile at none against Wauna CU's shown. OnPoint Mobile also leads on ratings volume (25K vs 609) and review sentiment (89% vs 71%). Wauna CU's advantage is monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for OnPoint Mobile against 4.7 for Wauna CU. That said, the two scores are not equally well evidenced: OnPoint Mobile has 25K ratings behind it against 609, so its average is the more settled of the two. Written reviews are what separate them: 89% of OnPoint Mobile's written reviews are positive against 71% of Wauna CU's.

OnPoint Mobile ships an update every 2 months, Wauna CU every 4 months. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | OnPoint Mobile | Wauna CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (25K ratings)](https://appshunter.io/ios/app/onpoint-mobile/id1243092558/reviews) | **[4.7 (609 ratings)](https://appshunter.io/ios/app/wauna-cu/id1320054623/reviews)** |
| Number of ratings | **25K** | 609 |
| Positive reviews | **88.6% of reviews** | 71.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 133 MB | 113 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [OnPoint Community Credit Union](https://appshunter.io/developer/464747630) | [WAUNA FEDERAL CREDIT UNION](https://appshunter.io/developer/586939656) |

## What reviewers say

### OnPoint Mobile

[App page](https://appshunter.io/ios/app/onpoint-mobile/id1243092558)

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

**Highlights:** Secure sign-in with biometrics, Bill management and payments, Send money to contacts, Account fund transfers, Card management (travel notifications, freeze), Mobile check deposit, Transaction search and eStatements

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient mobile banking features
- 🔒 Robust security with biometric login
- 💡 Helpful customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit feature
- ⏱️ Slow transaction updates
- 🔀 Confusing account management
- 🤔 Lack of customization options

**Reported bugs**

- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process

**Requested features**

- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators


### Wauna CU

[App page](https://appshunter.io/ios/app/wauna-cu/id1320054623)

Manage your bank accounts, pay bills, and deposit checks conveniently from your mobile device. Access your finances 24/7, find nearby branches and ATMs, and securely send messages to the credit union.

**Highlights:** Manage accounts, Check balances and history, Deposit checks, Pay bills and credit cards, Transfer money, Find ATMs and branches, Send messages

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy navigation
- 🚀 Fast mobile check deposits
- 💡 Fingerprint login capability
- 📊 Consolidated account view in one place
- 💳 Bill pay functionality

**What reviewers complain about**

- 😞 Loss of personal teller service and hometown feel
- ⏱️ Slow customer service response for account closures
- 📱 Check deposit functionality inferior to previous app
- 🔌 Lack of Zelle transfer option

**Reported bugs**

- App won't allow login and locks accounts
- Check deposit feature not functioning properly
- Account visibility issues (resolved with support)

**Requested features**

- Zelle payment integration
- Improved check deposit functionality


## Frequently asked questions

### Is OnPoint Mobile free?

OnPoint Mobile is free to download, with no in-app purchases.

### Is Wauna CU free?

Wauna CU is free to download, with no in-app purchases.

### Which has better reviews, OnPoint Mobile or Wauna CU?

Wauna CU is rated higher. OnPoint Mobile averages 4.6 out of 5 from 25K ratings, while Wauna CU averages 4.7 from 609 ratings.

### Do OnPoint Mobile or Wauna CU have ads?

Wauna CU shows ads; OnPoint Mobile does not.

### Which is updated more often, OnPoint Mobile or Wauna CU?

OnPoint Mobile ships an update every 2 months, and Wauna CU every 4 months. Most recently, OnPoint Mobile was updated on October 25, 2026 and Wauna CU on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*