# OnPoint Mobile vs ONPointe Mobile

The clearest difference is rating: OnPoint Mobile at 4.6 against ONPointe Mobile's 2.1. OnPoint Mobile also leads on ratings volume (24K vs 13) and review sentiment (88% vs 67%). ONPointe Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnPoint Mobile holds the better App Store score, 4.6 against 2.1. That said, the two scores are not equally well evidenced: OnPoint Mobile has 24K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 88% of OnPoint Mobile's written reviews are positive against 67% of ONPointe Mobile's.

OnPoint Mobile ships an update every 2 months, ONPointe Mobile every 8 months. The most recent releases landed on September 24, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | OnPoint Mobile | ONPointe Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (24K ratings)](https://appshunter.io/ios/app/onpoint-mobile/id1243092558/reviews)** | [2.1 (13 ratings)](https://appshunter.io/ios/app/onpointe-mobile/id1458754268/reviews) |
| Number of ratings | **24K** | 13 |
| Positive reviews | **88.4% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 8 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 133 MB | 19 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [OnPoint Community Credit Union](https://appshunter.io/developer/464747630) | [Old National Bank](https://appshunter.io/developer/731074108) |

## What reviewers say

### OnPoint Mobile

[App page](https://appshunter.io/ios/app/onpoint-mobile/id1243092558)

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

**Highlights:** Secure sign-in with biometrics, Bill management and payments, Send money to contacts, Account fund transfers, Card management (travel notifications, freeze), Mobile check deposit, Transaction search and eStatements

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient mobile banking features
- 🔒 Robust security with biometric login
- 💡 Helpful customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit feature
- ⏱️ Slow transaction updates
- 🔀 Confusing account management
- 🤔 Lack of customization options

**Reported bugs**

- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process

**Requested features**

- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators


### ONPointe Mobile

[App page](https://appshunter.io/ios/app/onpointe-mobile/id1458754268)

Manage your business finances with a suite of treasury management tools. View account details, initiate transfers and payments, and prevent check fraud. This app puts powerful financial control in your hands to help you run your business more efficiently.

**Highlights:** View account information and images, Initiate account transfers, Originate ACH payments, Initiate wire transfers, Place stop payments, Prevent check fraud

**In-app purchases:** none


## Frequently asked questions

### Is OnPoint Mobile free?

OnPoint Mobile is free to download, with no in-app purchases.

### Is ONPointe Mobile free?

ONPointe Mobile is free to download, with no in-app purchases.

### Which has better reviews, OnPoint Mobile or ONPointe Mobile?

OnPoint Mobile is rated higher. OnPoint Mobile averages 4.6 out of 5 from 24K ratings, while ONPointe Mobile averages 2.1 from 13 ratings.

### Do OnPoint Mobile or ONPointe Mobile have ads?

Neither OnPoint Mobile nor ONPointe Mobile shows ads.

### Which is updated more often, OnPoint Mobile or ONPointe Mobile?

OnPoint Mobile ships an update every 2 months, and ONPointe Mobile every 8 months. Most recently, OnPoint Mobile was updated on September 24, 2026 and ONPointe Mobile on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*