# OnPoint Mobile vs WaunaCUNow

The clearest difference is review sentiment: OnPoint Mobile at 89% against WaunaCUNow's 0%. OnPoint Mobile also leads on rating (4.6 vs 3.5) and ratings volume (25K vs 19). WaunaCUNow's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnPoint Mobile holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: OnPoint Mobile has 25K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 89% of OnPoint Mobile's written reviews are positive against 0% of WaunaCUNow's.

OnPoint Mobile ships an update every 2 months, WaunaCUNow every 3 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | OnPoint Mobile | WaunaCUNow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (25K ratings)](https://appshunter.io/ios/app/onpoint-mobile/id1243092558/reviews)** | [3.5 (19 ratings)](https://appshunter.io/ios/app/waunacunow/id1476863467/reviews) |
| Number of ratings | **25K** | 19 |
| Positive reviews | **88.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 133 MB | 16 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OnPoint Community Credit Union](https://appshunter.io/developer/464747630) | [WAUNA FEDERAL CREDIT UNION](https://appshunter.io/developer/586939656) |

## What reviewers say

### OnPoint Mobile

[App page](https://appshunter.io/ios/app/onpoint-mobile/id1243092558)

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

**Highlights:** Secure sign-in with biometrics, Bill management and payments, Send money to contacts, Account fund transfers, Card management (travel notifications, freeze), Mobile check deposit, Transaction search and eStatements

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient mobile banking features
- 🔒 Robust security with biometric login
- 💡 Helpful customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit feature
- ⏱️ Slow transaction updates
- 🔀 Confusing account management
- 🤔 Lack of customization options

**Reported bugs**

- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process

**Requested features**

- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators


### WaunaCUNow

[App page](https://appshunter.io/ios/app/waunacunow/id1476863467)

Securely connect with trusted professionals through video chat and business tools. Share documents, review agreements, and provide approvals remotely. Offers a convenient way to conduct business on the go.

**Highlights:** Secure video chat, Document sharing, Agreement review, Digital approvals, Contract signing, Face-to-face communication

**In-app purchases:** none


## Frequently asked questions

### Is OnPoint Mobile free?

OnPoint Mobile is free to download, with no in-app purchases.

### Is WaunaCUNow free?

WaunaCUNow is free to download, with no in-app purchases.

### Which has better reviews, OnPoint Mobile or WaunaCUNow?

OnPoint Mobile is rated higher. OnPoint Mobile averages 4.6 out of 5 from 25K ratings, while WaunaCUNow averages 3.5 from 19 ratings.

### Do OnPoint Mobile or WaunaCUNow have ads?

Neither OnPoint Mobile nor WaunaCUNow shows ads.

### Which is updated more often, OnPoint Mobile or WaunaCUNow?

OnPoint Mobile ships an update every 2 months, and WaunaCUNow every 3 months. Most recently, OnPoint Mobile was updated on October 29, 2026 and WaunaCUNow on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*