# BigPay vs Merchantrade Secure

The clearest difference is ads: Merchantrade Secure at none against BigPay's shown. Merchantrade Secure also leads on iOS requirement (7.0 vs 13.0). BigPay's advantage is update cadence (every 3 weeks vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BigPay ships an update every 3 weeks, Merchantrade Secure every 3 months. The most recent releases landed on November 2, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | BigPay | Merchantrade Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (134 ratings)](https://appshunter.io/ios/app/bigpay-financial-services/id1243379690/reviews)** | — |
| Number of ratings | **134** | — |
| Positive reviews | 27.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 150 MB | 32 MB |
| Requires iOS | 13.0 | **7.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [BIG PAY PTE. LTD.](https://appshunter.io/developer/1243379689) | [MERCHANTRADE ASIA SDN BHD](https://appshunter.io/developer/1022449999) |

## What reviewers say

### BigPay

[App page](https://appshunter.io/ios/app/bigpay-financial-services/id1243379690)

Manage your finances effortlessly with this app. Track expenses, save money, and make payments globally using physical or virtual cards and QR codes. It offers fast international remittances and seamless bill payments.

**Highlights:** Simple expense tracking, Save money with Stashes, Physical and virtual Visa card payments, DuitNow QR payments, Fast international remittance, Seamless bill payments and top-ups, Earn rewards points

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Merchantrade Secure

[App page](https://appshunter.io/ios/app/merchantrade-secure/id1401775913)

**In-app purchases:** none


## Frequently asked questions

### Is BigPay free?

BigPay is free to download, with no in-app purchases.

### Is Merchantrade Secure free?

Merchantrade Secure is free to download, with no in-app purchases.

### Do BigPay or Merchantrade Secure have ads?

BigPay shows ads; Merchantrade Secure does not.

### Which is updated more often, BigPay or Merchantrade Secure?

BigPay ships an update every 3 weeks, and Merchantrade Secure every 3 months. Most recently, BigPay was updated on November 2, 2026 and Merchantrade Secure on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*