# BigPay vs AmOnline

The clearest difference is rating: AmOnline at 5.0 against BigPay's 4.0. AmOnline also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). BigPay's advantage is ratings volume (134 vs 5) and review sentiment (27% vs 14%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AmOnline holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: BigPay has 134 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 27% of BigPay's written reviews are positive against 14% of AmOnline's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | BigPay | AmOnline |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (134 ratings)](https://appshunter.io/ios/app/bigpay-financial-services/id1243379690/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/amonline/id1514166708/reviews)** |
| Number of ratings | **134** | 5 |
| Positive reviews | **27.0% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 150 MB | 138 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [BIG PAY PTE. LTD.](https://appshunter.io/developer/1243379689) | [AmBank (M) Berhad](https://appshunter.io/developer/370324965) |

## What reviewers say

### BigPay

[App page](https://appshunter.io/ios/app/bigpay-financial-services/id1243379690)

Manage your finances effortlessly with this app. Track expenses, save money, and make payments globally using physical or virtual cards and QR codes. It offers fast international remittances and seamless bill payments.

**Highlights:** Simple expense tracking, Save money with Stashes, Physical and virtual Visa card payments, DuitNow QR payments, Fast international remittance, Seamless bill payments and top-ups, Earn rewards points

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### AmOnline

[App page](https://appshunter.io/ios/app/amonline/id1514166708)

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

**Highlights:** Quick balance checks, Money transfers and bill payments, Apply for new financial products, Link loyalty programs (BonusLink), Manage ASNB and Tabung Haji accounts, Enhanced security features (AmSecure, Kill Switch)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BigPay free?

BigPay is free to download, with no in-app purchases.

### Is AmOnline free?

AmOnline is free to download, with no in-app purchases.

### Which has better reviews, BigPay or AmOnline?

AmOnline is rated higher. BigPay averages 4.0 out of 5 from 134 ratings, while AmOnline averages 5.0 from 5 ratings.

### Do BigPay or AmOnline have ads?

BigPay shows ads; AmOnline does not.

### Which is updated more often, BigPay or AmOnline?

BigPay ships an update every 3 weeks, and AmOnline every 3 weeks. Most recently, BigPay was updated on October 7, 2026 and AmOnline on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*