# BigPay vs Spnding

The clearest difference is in-app purchases: BigPay at none against Spnding's 3. BigPay also leads on iOS requirement (13.0 vs 15.1). Spnding's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Spnding sells 3 in-app purchases, starting at $4.90 per month. BigPay asks for nothing beyond the download.

BigPay ships an update every 3 weeks, Spnding fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | BigPay | Spnding |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (134 ratings)](https://appshunter.io/ios/app/bigpay-financial-services/id1243379690/reviews)** | — |
| Number of ratings | **134** | — |
| Positive reviews | 27.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 150 MB | 59 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [BIG PAY PTE. LTD.](https://appshunter.io/developer/1243379689) | [Adri Johari](https://appshunter.io/developer/1837835355) |

## What reviewers say

### BigPay

[App page](https://appshunter.io/ios/app/bigpay-financial-services/id1243379690)

Manage your finances effortlessly with this app. Track expenses, save money, and make payments globally using physical or virtual cards and QR codes. It offers fast international remittances and seamless bill payments.

**Highlights:** Simple expense tracking, Save money with Stashes, Physical and virtual Visa card payments, DuitNow QR payments, Fast international remittance, Seamless bill payments and top-ups, Earn rewards points

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spnding

[App page](https://appshunter.io/ios/app/spnding/id6753129253)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Subscription | $4.90 | per month |
| Yearly Premium Subscription | $35.90 | per year |
| Lifetime Deal & Full Access | $89.99 | one-time |


## Frequently asked questions

### Is BigPay free?

BigPay is free to download, with no in-app purchases.

### Is Spnding free?

Spnding is free to download, with in-app purchases available.

### Do BigPay or Spnding have ads?

BigPay shows ads; Spnding does not.

### Which is updated more often, BigPay or Spnding?

BigPay ships an update every 3 weeks, and Spnding fortnightly. Most recently, BigPay was updated on October 24, 2026 and Spnding on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*