# Simple Cash Tracker vs Loans Ruler

The clearest difference is review sentiment: Loans Ruler at 100% against Simple Cash Tracker's 0%. Loans Ruler also leads on update cadence (weekly vs every 10 months). Simple Cash Tracker's advantage is price (Free vs $5.99) and iOS requirement (10.3 vs 17.4). On ads, in-app purchases and device support there is nothing between them.

Simple Cash Tracker is free to download; Loans Ruler costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Simple Cash Tracker ships an update every 10 months, Loans Ruler weekly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Simple Cash Tracker | Loans Ruler |
| --- | --- | --- |
| Price | **Free** | $5.99 |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/simple-cash-tracker/id1243931885/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Weekly** |
| Monetization | **Free** | Paid |
| Size | 24 MB | 2 MB |
| Requires iOS | **10.3** | 17.4 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Squiggly Shark LLC](https://appshunter.io/developer/1123398549) | [Maurizio Todeschi](https://appshunter.io/developer/1438390757) |

## What reviewers say

### Simple Cash Tracker

[App page](https://appshunter.io/ios/app/simple-cash-tracker/id1243931885)

Easily track all your financial activities, from personal spending and income to debts and casino winnings. Customize categories, add notes, and get clear summaries of your financial breakdown. Export your transaction data for further analysis.

**Highlights:** Customizable spending categories, Track income and expenses, Monitor debts and winnings, Email transaction data, Detailed category summaries, Chronological transaction history, Custom notes for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Loans Ruler

[App page](https://appshunter.io/ios/app/loans-ruler/id1610920151)

This app helps individuals and professionals create complex financial amortization plans with customizable repayment schedules. It allows for detailed calculations of loan variables, supports fixed and variable rates, and offers export options for easy sharing. Calculations can be done on a monthly or daily basis, with no network required.

**Highlights:** Build complex amortization plans, Calculate loan variables (installment, rate, duration, capital), Manage fixed and variable rates, Export calculations to text, Excel, and PDF, Monthly and daily calculation basis, Multi-document management, Compare different amortization methods

**In-app purchases:** none


## Frequently asked questions

### Is Simple Cash Tracker free?

Simple Cash Tracker is free to download, with no in-app purchases.

### Is Loans Ruler free?

Loans Ruler costs $5.99, with no in-app purchases.

### Do Simple Cash Tracker or Loans Ruler have ads?

Neither Simple Cash Tracker nor Loans Ruler shows ads.

### Which is updated more often, Simple Cash Tracker or Loans Ruler?

Simple Cash Tracker ships an update every 10 months, and Loans Ruler weekly. Most recently, Simple Cash Tracker was updated on October 24, 2026 and Loans Ruler on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
