# FBOT Mobile vs FNBCT Mobile

The clearest difference is ratings volume: FNBCT Mobile at 2K against FBOT Mobile's 67. FNBCT Mobile also leads on rating (4.8 vs 4.6). FBOT Mobile's advantage is review sentiment (75% vs 63%) and iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNBCT Mobile holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: FNBCT Mobile has 2K ratings behind it against 67, so its average is the more settled of the two. Written reviews complicate that: 75% of FBOT Mobile's written reviews are positive against 63% of FNBCT Mobile's, so the app with the better star average is not the one people write more warmly about.

FBOT Mobile ships an update every 6 weeks, FNBCT Mobile monthly. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | FBOT Mobile | FNBCT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (67 ratings)](https://appshunter.io/ios/app/fbot-mobile/id1244150751/reviews) | **[4.8 (2K ratings)](https://appshunter.io/ios/app/fnbct-mobile/id6451453762/reviews)** |
| Number of ratings | 67 | **2K** |
| Positive reviews | **75.0% of reviews** | 63.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 148 MB | 179 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Fidelity Bank of Texas](https://appshunter.io/developer/1244150750) | [The First National Bank of Central Texas](https://appshunter.io/developer/868937150) |

## What reviewers say

### FBOT Mobile

[App page](https://appshunter.io/ios/app/fbot-mobile/id1244150751)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Deposit checks, View latest account balance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### FNBCT Mobile

[App page](https://appshunter.io/ios/app/fnbct-mobile/id6451453762)

Manage your finances with this secure and fast mobile tool. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs easily.

**Highlights:** Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💡 Visually appealing app design
- 👍 Debit cards still work well

**What reviewers complain about**

- 🐛 App crashes and fails to load
- 🐛 Deposit system issues
- 🤔 Notifications are less useful than before
- 🤔 Lack of balance display after transactions

**Reported bugs**

- App won't open on older devices
- Deposit process requires multiple photo attempts
- Notifications send duplicate transactions

**Requested features**

- Higher mobile deposit limit
- Restore previous notification system
- Display account balance after transactions


## Frequently asked questions

### Is FBOT Mobile free?

FBOT Mobile is free to download, with no in-app purchases.

### Is FNBCT Mobile free?

FNBCT Mobile is free to download, with no in-app purchases.

### Which has better reviews, FBOT Mobile or FNBCT Mobile?

FNBCT Mobile is rated higher. FBOT Mobile averages 4.6 out of 5 from 67 ratings, while FNBCT Mobile averages 4.8 from 2K ratings.

### Do FBOT Mobile or FNBCT Mobile have ads?

Neither FBOT Mobile nor FNBCT Mobile shows ads.

### Which is updated more often, FBOT Mobile or FNBCT Mobile?

FBOT Mobile ships an update every 6 weeks, and FNBCT Mobile monthly. Most recently, FBOT Mobile was updated on October 5, 2026 and FNBCT Mobile on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*