# FBOT Mobile vs CBTWaco

The clearest difference is review sentiment: FBOT Mobile at 75% against CBTWaco's 0%. FBOT Mobile also leads on rating (4.6 vs 2.6) and ads (none vs shown). CBTWaco's advantage is update cadence (daily vs every 6 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FBOT Mobile holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: FBOT Mobile has 67 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 75% of FBOT Mobile's written reviews are positive against 0% of CBTWaco's.

FBOT Mobile ships an update every 6 weeks, CBTWaco daily. The most recent releases landed on October 5, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | FBOT Mobile | CBTWaco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (67 ratings)](https://appshunter.io/ios/app/fbot-mobile/id1244150751/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/cbtwaco-mobile-community/id6760427154/reviews) |
| Number of ratings | **67** | 5 |
| Positive reviews | **75.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Daily** |
| Monetization | **Free** | Ad-supported |
| Size | 148 MB | 188 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Bank of Texas](https://appshunter.io/developer/1244150750) | [Community Bank & Trust, Waco, Texas](https://appshunter.io/developer/454598292) |

## What reviewers say

### FBOT Mobile

[App page](https://appshunter.io/ios/app/fbot-mobile/id1244150751)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Deposit checks, View latest account balance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### CBTWaco

[App page](https://appshunter.io/ios/app/cbtwaco-mobile-community/id6760427154)

Manage your finances on the go with this banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID are available.

**Highlights:** Account balance checks, Transaction search, Inter-account transfers, Bill payment, Payee management, Mobile check deposit, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FBOT Mobile free?

FBOT Mobile is free to download, with no in-app purchases.

### Is CBTWaco free?

CBTWaco is free to download, with no in-app purchases.

### Which has better reviews, FBOT Mobile or CBTWaco?

FBOT Mobile is rated higher. FBOT Mobile averages 4.6 out of 5 from 67 ratings, while CBTWaco averages 2.6 from 5 ratings.

### Do FBOT Mobile or CBTWaco have ads?

CBTWaco shows ads; FBOT Mobile does not.

### Which is updated more often, FBOT Mobile or CBTWaco?

FBOT Mobile ships an update every 6 weeks, and CBTWaco daily. Most recently, FBOT Mobile was updated on October 5, 2026 and CBTWaco on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*