# Intercap Lending App vs Chartway Mortgage Express

The clearest difference is rating: Chartway Mortgage Express at 5.0 against Intercap Lending App's 4.6. Intercap Lending App's advantage is ratings volume (29 vs 2) and iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chartway Mortgage Express holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Intercap Lending App has 29 ratings behind it against 2, so its average is the more settled of the two.

Intercap Lending App ships an update every 3 months, Chartway Mortgage Express every 2 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Intercap Lending App | Chartway Mortgage Express |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (29 ratings)](https://appshunter.io/ios/app/intercap-lending-app/id1244246704/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/chartway-mortgage-express/id1617881332/reviews)** |
| Number of ratings | **29** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 102 MB | 101 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Intercap Lending Inc.](https://appshunter.io/developer/1244246703) | [Chartway Federal Credit Union](https://appshunter.io/developer/504516181) |

## What reviewers say

### Intercap Lending App

[App page](https://appshunter.io/ios/app/intercap-lending-app/id1244246704)

Streamline your mortgage application process with this finance app. Get pre-approved, compare home prices and payments, and track your loan's progress in real-time. Agents can also access features to assist clients.

**Highlights:** Mortgage application submission, Pre-approval process, Home price comparison, Mortgage payment calculation, Loan milestone tracking, Agent access for pre-approval letters

**Features:** Vision Pro support

**In-app purchases:** none


### Chartway Mortgage Express

[App page](https://appshunter.io/ios/app/chartway-mortgage-express/id1617881332)

This app simplifies the home buying and lending process. It allows users to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also scan and upload documents, access loan officer contact information, and stay updated on industry news.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine homeownership affordability, Scan and upload documents, Access loan officer contacts, Stay updated on industry news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Intercap Lending App free?

Intercap Lending App is free to download, with no in-app purchases.

### Is Chartway Mortgage Express free?

Chartway Mortgage Express is free to download, with no in-app purchases.

### Which has better reviews, Intercap Lending App or Chartway Mortgage Express?

Chartway Mortgage Express is rated higher. Intercap Lending App averages 4.6 out of 5 from 29 ratings, while Chartway Mortgage Express averages 5.0 from 2 ratings.

### Do Intercap Lending App or Chartway Mortgage Express have ads?

Neither Intercap Lending App nor Chartway Mortgage Express shows ads.

### Which is updated more often, Intercap Lending App or Chartway Mortgage Express?

Intercap Lending App ships an update every 3 months, and Chartway Mortgage Express every 2 months. Most recently, Intercap Lending App was updated on November 2, 2026 and Chartway Mortgage Express on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*