# Intercap Lending App vs First Colony

The clearest difference is review sentiment: First Colony at 100% against Intercap Lending App's 50%. First Colony also leads on rating (5.0 vs 4.6) and device support (3 vs 1). Intercap Lending App's advantage is ratings volume (29 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Colony holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Intercap Lending App has 29 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 50% of Intercap Lending App's written reviews are positive against 100% of First Colony's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Intercap Lending App | First Colony |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (29 ratings)](https://appshunter.io/ios/app/intercap-lending-app/id1244246704/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/first-colony/id6753807480/reviews)** |
| Number of ratings | **29** | 1 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 102 MB | 92 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Intercap Lending Inc.](https://appshunter.io/developer/1244246703) | [First Colony Mortgage Corporation](https://appshunter.io/developer/1398357380) |

## What reviewers say

### Intercap Lending App

[App page](https://appshunter.io/ios/app/intercap-lending-app/id1244246704)

Streamline your mortgage application process with this finance app. Get pre-approved, compare home prices and payments, and track your loan's progress in real-time. Agents can also access features to assist clients.

**Highlights:** Mortgage application submission, Pre-approval process, Home price comparison, Mortgage payment calculation, Loan milestone tracking, Agent access for pre-approval letters

**Features:** Vision Pro support

**In-app purchases:** none


### First Colony

[App page](https://appshunter.io/ios/app/first-colony/id6753807480)

Manage your homebuying journey with this tool. Apply for loans, track your progress in real-time, and easily connect with your loan officer. Streamline your home purchase or refinance from your mobile device.

**Highlights:** Apply for loans on mobile, Track loan progress, Real-time push notifications, One-click call to loan officer, Home purchase and refinance support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Intercap Lending App free?

Intercap Lending App is free to download, with no in-app purchases.

### Is First Colony free?

First Colony is free to download, with no in-app purchases.

### Which has better reviews, Intercap Lending App or First Colony?

First Colony is rated higher. Intercap Lending App averages 4.6 out of 5 from 29 ratings, while First Colony averages 5.0 from 1 ratings.

### Do Intercap Lending App or First Colony have ads?

Neither Intercap Lending App nor First Colony shows ads.

### Which is updated more often, Intercap Lending App or First Colony?

Intercap Lending App ships an update every 3 months, and First Colony every 3 months. Most recently, Intercap Lending App was updated on September 21, 2026 and First Colony on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*