# myghpay vs Absa Ghana

The clearest difference is rating: myghpay at 4.7 against Absa Ghana's 2.9. myghpay also leads on review sentiment (45% vs 10%) and ratings volume (325 vs 85). Absa Ghana's advantage is update cadence (every 2 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myghpay holds the better App Store score, 4.7 against 2.9. Both are backed by a comparable volume of ratings — 325 and 85 respectively. Written reviews point the same way: 45% of myghpay's written reviews are positive against 10% of Absa Ghana's.

myghpay ships an update every 8 months, Absa Ghana every 2 months. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | myghpay | Absa Ghana |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (325 ratings)](https://appshunter.io/ios/app/myghpay/id1245112133/reviews)** | [2.9 (85 ratings)](https://appshunter.io/ios/app/absa-ghana/id1494875850/reviews) |
| Number of ratings | **325** | 85 |
| Positive reviews | **45.5% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 46 MB | 114 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [GUARANTY TRUST BANK GHANA LTD](https://appshunter.io/developer/1245112132) | [Absa Bank Limited](https://appshunter.io/developer/619957263) |

## What reviewers say

### myghpay

[App page](https://appshunter.io/ios/app/myghpay/id1245112133)

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

**Highlights:** Mobile money payments, Card payments (Visa/Mastercard), Bank account payments, Biometric authorization (Face ID, biometrics, PIN), Receipt generation, Payment for utilities and subscriptions, Money transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient to access
- 🚀 Fast and reliable for payments
- 👍 User-friendly and simple interface
- 👍 Cheapest transaction fees
- 👍 Less charges, easy to transfer

**What reviewers complain about**

- 🐛 Transactions stuck on pending
- 🐛 Deducted money not reflected
- 🐛 Scam app allegations
- ❌ No support available
- 🐛 App acting funny

**Reported bugs**

- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa

**Requested features**

- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime


### Absa Ghana

[App page](https://appshunter.io/ios/app/absa-ghana/id1494875850)

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

**Highlights:** Account overview, Transaction history filtering, Inter-account transfers, Airtime purchase, Bill payments, Mobile wallet transfers

**In-app purchases:** none


## Frequently asked questions

### Is myghpay free?

myghpay is free to download, with no in-app purchases.

### Is Absa Ghana free?

Absa Ghana is free to download, with no in-app purchases.

### Which has better reviews, myghpay or Absa Ghana?

myghpay is rated higher. myghpay averages 4.7 out of 5 from 325 ratings, while Absa Ghana averages 2.9 from 85 ratings.

### Do myghpay or Absa Ghana have ads?

Neither myghpay nor Absa Ghana shows ads.

### Which is updated more often, myghpay or Absa Ghana?

myghpay ships an update every 8 months, and Absa Ghana every 2 months. Most recently, myghpay was updated on October 29, 2026 and Absa Ghana on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*