# myghpay vs XpressPay

The clearest difference is rating: myghpay at 4.7 against XpressPay's 4.0. myghpay also leads on ratings volume (325 vs 1). XpressPay's advantage is iOS requirement (10.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myghpay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: myghpay has 325 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | myghpay | XpressPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (325 ratings)](https://appshunter.io/ios/app/myghpay/id1245112133/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/xpresspay/id1551500662/reviews) |
| Number of ratings | **325** | 1 |
| Positive reviews | 45.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | — |
| Monetization | Free | Free |
| Size | 46 MB | 82 MB |
| Requires iOS | 15.1 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GUARANTY TRUST BANK GHANA LTD](https://appshunter.io/developer/1245112132) | [Systems Technologies Limited](https://appshunter.io/developer/1539197806) |

## What reviewers say

### myghpay

[App page](https://appshunter.io/ios/app/myghpay/id1245112133)

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

**Highlights:** Mobile money payments, Card payments (Visa/Mastercard), Bank account payments, Biometric authorization (Face ID, biometrics, PIN), Receipt generation, Payment for utilities and subscriptions, Money transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient to access
- 🚀 Fast and reliable for payments
- 👍 User-friendly and simple interface
- 👍 Cheapest transaction fees
- 👍 Less charges, easy to transfer

**What reviewers complain about**

- 🐛 Transactions stuck on pending
- 🐛 Deducted money not reflected
- 🐛 Scam app allegations
- ❌ No support available
- 🐛 App acting funny

**Reported bugs**

- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa

**Requested features**

- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime


### XpressPay

[App page](https://appshunter.io/ios/app/xpresspay/id1551500662)

Easily purchase affordable data and airtime for any network. Pay utility bills and manage funds with a dedicated, easy-to-fund wallet.

**Highlights:** Cheap data and VTU airtime, Utility bill payments, Dedicated funding wallet, Easy wallet funding, Supports all networks

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is myghpay free?

myghpay is free to download, with no in-app purchases.

### Is XpressPay free?

XpressPay is free to download, with no in-app purchases.

### Which has better reviews, myghpay or XpressPay?

myghpay is rated higher. myghpay averages 4.7 out of 5 from 325 ratings, while XpressPay averages 4.0 from 1 ratings.

### Do myghpay or XpressPay have ads?

Neither myghpay nor XpressPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*