# myghpay vs AsaanaPay

The clearest difference is update cadence: AsaanaPay at monthly against myghpay's every 8 months. AsaanaPay also leads on rating (5.0 vs 4.7). myghpay's advantage is ratings volume (325 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AsaanaPay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: myghpay has 325 ratings behind it against 2, so its average is the more settled of the two.

myghpay ships an update every 8 months, AsaanaPay monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | myghpay | AsaanaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (325 ratings)](https://appshunter.io/ios/app/myghpay/id1245112133/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/asaanapay/id6469417376/reviews)** |
| Number of ratings | **325** | 2 |
| Positive reviews | 45.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Monthly** |
| Monetization | Free | Free |
| Size | 46 MB | 24 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GUARANTY TRUST BANK GHANA LTD](https://appshunter.io/developer/1245112132) | [AsaanaPay Inc](https://appshunter.io/developer/1711932368) |

## What reviewers say

### myghpay

[App page](https://appshunter.io/ios/app/myghpay/id1245112133)

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

**Highlights:** Mobile money payments, Card payments (Visa/Mastercard), Bank account payments, Biometric authorization (Face ID, biometrics, PIN), Receipt generation, Payment for utilities and subscriptions, Money transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient to access
- 🚀 Fast and reliable for payments
- 👍 User-friendly and simple interface
- 👍 Cheapest transaction fees
- 👍 Less charges, easy to transfer

**What reviewers complain about**

- 🐛 Transactions stuck on pending
- 🐛 Deducted money not reflected
- 🐛 Scam app allegations
- ❌ No support available
- 🐛 App acting funny

**Reported bugs**

- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa

**Requested features**

- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime


### AsaanaPay

[App page](https://appshunter.io/ios/app/asaanapay/id6469417376)

This app incentivizes digital payments with cashback rewards and personalized offers. It provides a digital record of spending that can serve as proof of income and offers offline payment options for users with limited internet access.

**Highlights:** Cashback rewards on digital payments, Personalized offers and discounts, Digital spend history, Proof of income statements, Offline payment via USSD

**In-app purchases:** none


## Frequently asked questions

### Is myghpay free?

myghpay is free to download, with no in-app purchases.

### Is AsaanaPay free?

AsaanaPay is free to download, with no in-app purchases.

### Which has better reviews, myghpay or AsaanaPay?

AsaanaPay is rated higher. myghpay averages 4.7 out of 5 from 325 ratings, while AsaanaPay averages 5.0 from 2 ratings.

### Do myghpay or AsaanaPay have ads?

Neither myghpay nor AsaanaPay shows ads.

### Which is updated more often, myghpay or AsaanaPay?

myghpay ships an update every 8 months, and AsaanaPay monthly. Most recently, myghpay was updated on November 2, 2026 and AsaanaPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*