# ChargeDesk vs PaymentWiser

The clearest difference is rating: PaymentWiser at 4.8 against ChargeDesk's 3.0. PaymentWiser also leads on update cadence (weekly vs every 33 months) and ratings volume (56 vs 2). ChargeDesk's advantage is review sentiment (67% vs 50%) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PaymentWiser holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: PaymentWiser has 56 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 67% of ChargeDesk's written reviews are positive against 50% of PaymentWiser's, so the app with the better star average is not the one people write more warmly about.

ChargeDesk ships an update every 33 months, PaymentWiser weekly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ChargeDesk | PaymentWiser |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/chargedesk/id1247110320/reviews) | **[4.8 (56 ratings)](https://appshunter.io/ios/app/paymentwiser-stripe-payments/id1530733538/reviews)** |
| Number of ratings | 2 | **56** |
| Positive reviews | **66.7% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 33 months | **Weekly** |
| Monetization | Free | Free |
| Size | 9 MB | 65 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Peter Industries Pty Ltd](https://appshunter.io/developer/1247110319) | [Packet Flow Network Technology Co,.Ltd](https://appshunter.io/developer/1462717272) |

## What reviewers say

### ChargeDesk

[App page](https://appshunter.io/ios/app/chargedesk/id1247110320)

Manage multiple payment gateways like Stripe, PayPal, and Shopify from your mobile device. Receive instant notifications for payments and subscription changes. Perform actions like refunds, cancellations, and customer updates on the go.

**Highlights:** Manage multiple payment gateways, Real-time payment notifications, Process refunds and cancellations, Create new charges and subscriptions, Edit customer details and payment methods, Integrates with existing e-commerce platforms

**Features:** macOS Compatibility

**In-app purchases:** none


### PaymentWiser

[App page](https://appshunter.io/ios/app/paymentwiser-stripe-payments/id1530733538)

Accept credit card payments on the go and online with a simple, intuitive app. It replaces traditional terminals and card readers, offering a low additional fee on top of standard processing charges. Securely process transactions, generate payment links, and manage tips and receipts.

**Highlights:** Accept credit card payments, Replaces credit card terminals, Low additional fee (0.1%), Create payment links, Built-in fraud detection, Multi-currency support, Tap to Pay on iPhone

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChargeDesk free?

ChargeDesk is free to download, with no in-app purchases.

### Is PaymentWiser free?

PaymentWiser is free to download, with no in-app purchases.

### Which has better reviews, ChargeDesk or PaymentWiser?

PaymentWiser is rated higher. ChargeDesk averages 3.0 out of 5 from 2 ratings, while PaymentWiser averages 4.8 from 56 ratings.

### Do ChargeDesk or PaymentWiser have ads?

Neither ChargeDesk nor PaymentWiser shows ads.

### Which is updated more often, ChargeDesk or PaymentWiser?

ChargeDesk ships an update every 33 months, and PaymentWiser weekly. Most recently, ChargeDesk was updated on November 2, 2026 and PaymentWiser on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*